Is LQDB or VYM a better dividend investment in 2026?

LQDB currently yields 4.66% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: LQDB offers higher current income.

What is the dividend yield difference between LQDB and VYM?

LQDB has a forward dividend yield of 4.66% ($4.03/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 2.25 percentage points.

Home › Compare › LQDB vs VYM

LQDB vs VYM: Dividend Comparison 2026

LQDB yields 4.66% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $701.00 in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

LQDB

● Live price

4.66%

Share price

$86.42

Annual div

$4.03

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.1K

Annual income

$628.07

Full LQDB calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — LQDB vs VYM

📍 VYM pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LQDB	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LQDB + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Sep

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Oct

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Dec

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LQDB pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LQDB

Annual income on $10K today (after 15% tax)

$396.10/yr

After 10yr DRIP, annual income (after tax)

$533.86/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, LQDB beats the other by $297.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LQDB + VYM for your $10,000?

LQDB: 50%VYM: 50%

100% VYM50/50100% LQDB

Portfolio after 10yr

$27.5K

Annual income

$453.30/yr

Blended yield

1.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LQDB buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLQDBVYM

Forward yield	4.66% ✓	2.41%
Annual dividend / share	$4.03 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.1K	$27.8K ✓
Annual income after 10y	$628.07 ✓	$278.55
Total dividends collected	$5.5K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LQDB vs VYM ($10,000, DRIP)

Year	LQDB Portfolio	LQDB Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$11,166	$466.00	$11,151	$241.44	+$15.00 → LQDB
2	$12,434	$486.30	$12,413	$246.79	+$21.00 → LQDB
3	$13,810	$506.09	$13,794	$251.79	+$16.00 → LQDB
4← crossover	$15,302	$525.34	$15,306	$256.47	$4.00 → VYM
5	$16,918	$544.02	$16,960	$260.84	$42.00 → VYM
6	$18,664	$562.10	$18,768	$264.92	$104.00 → VYM
7	$20,550	$579.55	$20,745	$268.71	$195.00 → VYM
8	$22,585	$596.37	$22,905	$272.24	$320.00 → VYM
9	$24,778	$612.54	$25,265	$275.51	$487.00 → VYM
10	$27,141	$628.07	$27,842	$278.55	$701.00 → VYM

LQDB vs VYM: Complete Analysis 2026

LQDB — Stock

The iShares BBB Rated Corporate Bond ETF seeks to track the investment results of an index composed of BBB (or its equivalent) fixed rate U.S. dollar-denominated bonds issued by U.S. and non-U.S. corporate issuers.

Full LQDB Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.