HomeCompareLRCDF vs JEPI

LRCDF vs JEPI: Dividend Comparison 2026

LRCDF yields 4.61% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $6.6K in total portfolio value
10 years
LRCDF
LRCDF
● Live price
4.61%
Share price
$29.29
Annual div
$1.35
5Y div CAGR
-19.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.4K
Annual income
$60.66
Full LRCDF calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — LRCDF vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRCDFJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LRCDF + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRCDF pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRCDF
Annual income on $10K today (after 15% tax)
$391.94/yr
After 10yr DRIP, annual income (after tax)
$51.56/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $1,247.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRCDF + JEPI for your $10,000?

LRCDF: 50%JEPI: 50%
100% JEPI50/50100% LRCDF
Portfolio after 10yr
$25.7K
Annual income
$794.64/yr
Blended yield
3.09%
📊

Analyst Conviction Gap

Where Wall Street is split right now

LRCDF
Analyst Ratings
1
Buy
1
Sell
Consensus: Buy
Altman Z
-0.0
Piotroski
4/9
JEPI
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRCDF buys
0
JEPI buys
0
No recent congressional trades found for LRCDF or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRCDFJEPI
Forward yield4.61%8.40%
Annual dividend / share$1.35$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-19.4%0%
Portfolio after 10y$22.4K$29.0K
Annual income after 10y$60.66$1,528.62
Total dividends collected$1.8K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: LRCDF vs JEPI ($10,000, DRIP)

YearLRCDF PortfolioLRCDF Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,072$371.65$11,260$840.19$188.00JEPI
2$12,157$309.95$12,641$907.94$484.00JEPI
3$13,264$256.36$14,150$978.20$886.00JEPI
4$14,403$210.70$15,795$1,050.85$1.4KJEPI
5$15,584$172.34$17,584$1,125.74$2.0KJEPI
6$16,815$140.46$19,526$1,202.74$2.7KJEPI
7$18,106$114.17$21,628$1,281.69$3.5KJEPI
8$19,466$92.60$23,898$1,362.43$4.4KJEPI
9$20,904$74.99$26,347$1,444.79$5.4KJEPI
10$22,428$60.66$28,982$1,528.62$6.6KJEPI

LRCDF vs JEPI: Complete Analysis 2026

LRCDFStock

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, business, and institutional customers in Canada and the United States. It operates through three segments: Personal Banking, Commercial Banking, and Capital Markets. The company offers notice, demand, and term deposits; commercial, residential mortgage, and personal loans; real estate, and equipment and inventory financing; and credit life and disability insurance products. It also provides investment securities services; research, market analysis, and advisory services; corporate underwriting services for debt and equity; and administrative, foreign exchange, and trustee services. The company sells its products through the bank's financial clinics, advisors, broker channels, and digital platforms. Laurentian Bank of Canada was founded in 1846 and is headquartered in Montréal, Canada.

Full LRCDF Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.