Is LRDJF or XYLD a better dividend investment in 2026?

LRDJF currently yields 2369.67% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LRDJF offers higher current income.

What is the dividend yield difference between LRDJF and XYLD?

LRDJF has a forward dividend yield of 2369.67% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2358.69 percentage points.

Home › Compare › LRDJF vs XYLD

LRDJF vs XYLD: Dividend Comparison 2026

LRDJF yields 2369.67% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LRDJF wins by $48657749893.10M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LRDJF

● Live price

2369.67%

Share price

$0.08

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$48657749893.13M

Annual income

$44,928,098,298,212,024.00

Full LRDJF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LRDJF vs XYLD

📍 LRDJF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LRDJF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LRDJF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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LRDJF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRDJF

Annual income on $10K today (after 15% tax)

$201,421.80/yr

After 10yr DRIP, annual income (after tax)

$38,188,883,553,480,216.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LRDJF beats the other by $38,188,883,553,477,480.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LRDJF + XYLD for your $10,000?

LRDJF: 50%XYLD: 50%

100% XYLD50/50100% LRDJF

Portfolio after 10yr

$24328874946.58M

Annual income

$22,464,049,149,107,620.00/yr

Blended yield

92.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRDJF buys

XYLD buys

No recent congressional trades found for LRDJF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLRDJFXYLD

Forward yield	2369.67% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$48657749893.13M ✓	$25.3K
Annual income after 10y	$44,928,098,298,212,024.00 ✓	$3,219.02
Total dividends collected	$48396233754.13M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LRDJF vs XYLD ($10,000, DRIP)

Year	LRDJF Portfolio	LRDJF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$247,667	$236,966.82	$10,818	$1,098.39	+$236.8K → LRDJF
2	$5,749,940	$5,484,936.54	$11,738	$1,222.51	+$5.74M → LRDJF
3	$125,162,396	$119,009,960.20	$12,774	$1,364.64	+$125.15M → LRDJF
4	$2,555,009,028	$2,421,085,264.51	$13,944	$1,527.86	+$2555.00M → LRDJF
5	$48,923,531,566	$46,189,671,905.58	$15,270	$1,715.87	+$48923.52M → LRDJF
6	$878,931,161,192	$826,582,982,416.54	$16,775	$1,933.09	+$878931.14M → LRDJF
7	$14,818,867,350,302	$13,878,411,007,826.94	$18,490	$2,184.87	+$14818867.33M → LRDJF
8	$234,539,738,240,719	$218,683,550,175,895.44	$20,450	$2,477.63	+$234539738.22M → LRDJF
9	$3,485,655,696,182,955	$3,234,698,176,265,385.50	$22,697	$2,819.19	+$3485655696.16M → LRDJF
10	$48,657,749,893,127,780	$44,928,098,298,212,024.00	$25,280	$3,219.02	+$48657749893.10M → LRDJF

LRDJF vs XYLD: Complete Analysis 2026

LRDJF — Stock

St. James Gold Corp., an exploration stage company, engages in the acquisition, exploration, and development of mineral resource properties in Canada. The company primarily explores for gold deposits. It has an option to acquire a 100% interest in Grub line property comprises 29 claims covering an area of 1,791 acres located in the Gander gold district in north-central Newfoundland; and the Quinn lake property consisting of two contiguous mineral licenses totaling 700 hectares situated in the west-central region of the Island of Newfoundland, as well as has an option to acquire 85% interest in the Florin gold project located in the Yukon Territory, Canada. The company was formerly known as Bard Ventures Ltd. and changed its name to St. James Gold Corp. in October 2020. St. James Gold Corp. was founded in 1981 and is headquartered in Vancouver, Canada.

Full LRDJF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.