Is LRDRD or XYLD a better dividend investment in 2026?

LRDRD currently yields 666.67% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LRDRD offers higher current income.

What is the dividend yield difference between LRDRD and XYLD?

LRDRD has a forward dividend yield of 666.67% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 655.69 percentage points.

Home › Compare › LRDRD vs XYLD

LRDRD vs XYLD: Dividend Comparison 2026

LRDRD yields 666.67% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LRDRD wins by $608115.63M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LRDRD

● Live price

666.67%

Share price

$0.30

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$608115.66M

Annual income

$469,561,018,816.25

Full LRDRD calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LRDRD vs XYLD

📍 LRDRD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LRDRD	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LRDRD + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LRDRD pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRDRD

Annual income on $10K today (after 15% tax)

$56,666.67/yr

After 10yr DRIP, annual income (after tax)

$399,126,865,993.81/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LRDRD beats the other by $399,126,863,257.65/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRDRD + XYLD for your $10,000?

LRDRD: 50%XYLD: 50%

100% XYLD50/50100% LRDRD

Portfolio after 10yr

$304057.84M

Annual income

$234,780,511,017.63/yr

Blended yield

77.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRDRD buys

XYLD buys

No recent congressional trades found for LRDRD or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLRDRDXYLD

Forward yield	666.67% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$608115.66M ✓	$25.3K
Annual income after 10y	$469,561,018,816.25 ✓	$3,219.02
Total dividends collected	$596792.85M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LRDRD vs XYLD ($10,000, DRIP)

Year	LRDRD Portfolio	LRDRD Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$77,367	$66,666.67	$10,818	$1,098.39	+$66.5K → LRDRD
2	$564,818	$482,035.31	$11,738	$1,222.51	+$553.1K → LRDRD
3	$3,893,246	$3,288,890.67	$12,774	$1,364.64	+$3.88M → LRDRD
4	$25,352,760	$21,186,987.16	$13,944	$1,527.86	+$25.34M → LRDRD
5	$156,070,781	$128,943,327.59	$15,270	$1,715.87	+$156.06M → LRDRD
6	$908,837,800	$741,842,064.29	$16,775	$1,933.09	+$908.82M → LRDRD
7	$5,009,769,782	$4,037,313,336.56	$18,490	$2,184.87	+$5009.75M → LRDRD
8	$26,159,339,258	$20,798,885,591.56	$20,450	$2,477.63	+$26159.32M → LRDRD
9	$129,490,317,125	$101,499,824,118.87	$22,697	$2,819.19	+$129490.29M → LRDRD
10	$608,115,658,140	$469,561,018,816.25	$25,280	$3,219.02	+$608115.63M → LRDRD

LRDRD vs XYLD: Complete Analysis 2026

LRDRD — Stock

LRDRD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LRDRD shares.

Full LRDRD Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.