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LRFC vs FCPT: Dividend Comparison 2026

LRFC yields 5.50% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FCPT wins by $28.4K in total portfolio value
10 years
LRFC
LRFC
● Live price
5.50%
Share price
$19.08
Annual div
$1.05
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.56
Full LRFC calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — LRFC vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRFCFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LRFC + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRFC pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRFC
Annual income on $10K today (after 15% tax)
$467.77/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FCPT beats the other by $4,908.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRFC + FCPT for your $10,000?

LRFC: 50%FCPT: 50%
100% FCPT50/50100% LRFC
Portfolio after 10yr
$34.9K
Annual income
$2,887.92/yr
Blended yield
8.29%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

LRFC
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.3
Piotroski
7/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRFC buys
0
FCPT buys
0
No recent congressional trades found for LRFC or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRFCFCPT
Forward yield5.50%6.05%
Annual dividend / share$1.05$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%15.8%
Portfolio after 10y$20.6K$49.1K
Annual income after 10y$0.56$5,775.28
Total dividends collected$559.00$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: LRFC vs FCPT ($10,000, DRIP)

YearLRFC PortfolioLRFC Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$10,975$275.16$11,401$700.92$426.00FCPT
2$11,885$141.12$13,064$864.84$1.2KFCPT
3$12,788$71.41$15,051$1,072.48$2.3KFCPT
4$13,719$35.90$17,442$1,337.22$3.7KFCPT
5$14,697$18.00$20,340$1,677.08$5.6KFCPT
6$15,735$9.01$23,880$2,116.57$8.1KFCPT
7$16,841$4.51$28,241$2,689.36$11.4KFCPT
8$18,022$2.25$33,660$3,442.07$15.6KFCPT
9$19,285$1.13$40,456$4,439.95$21.2KFCPT
10$20,635$0.56$49,063$5,775.28$28.4KFCPT

LRFC vs FCPT: Complete Analysis 2026

LRFCStock

Logan Ridge Finance Corporation, formerly known as, Capitala Finance Corp. is a Business Development Company specializing in senior subordinated debt and unitranche debt, unitranche loan, first-lien and second-lien loans, lower middle market and middle market, equity co-investment in sponsored companies. The fund targets companies in the Aerospace, defense, business services, education, food and beverage, Industrial & Environmental Services, logistics, distribution, media, telecommunication, manufacturing, consumer goods and health-care industries. It typically considers investments in the United States. The fund invests $5 million and $50 million per transaction in companies with EBITDA between $5 million to $50 million and enterprise value less than $250 million. The fund makes minority equity co-investments, alongside management or financial sponsors.

Full LRFC Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.