HomeCompareLRFC vs SPHD

LRFC vs SPHD: Dividend Comparison 2026

LRFC yields 5.50% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.9K in total portfolio value
10 years
LRFC
LRFC
● Live price
5.50%
Share price
$19.08
Annual div
$1.05
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.56
Full LRFC calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — LRFC vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRFCSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LRFC + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRFC pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRFC
Annual income on $10K today (after 15% tax)
$467.77/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $485.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRFC + SPHD for your $10,000?

LRFC: 50%SPHD: 50%
100% SPHD50/50100% LRFC
Portfolio after 10yr
$23.6K
Annual income
$285.94/yr
Blended yield
1.21%
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Analyst Conviction Gap

Where Wall Street is most bullish on LRFC right now

LRFC
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.3
Piotroski
7/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRFC buys
0
SPHD buys
0
No recent congressional trades found for LRFC or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRFCSPHD
Forward yield5.50%4.33%
Annual dividend / share$1.05$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.6K$26.5K
Annual income after 10y$0.56$571.32
Total dividends collected$559.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LRFC vs SPHD ($10,000, DRIP)

YearLRFC PortfolioLRFC Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,975$275.16$11,133$432.85$158.00SPHD
2$11,885$141.12$12,363$450.36$478.00SPHD
3$12,788$71.41$13,695$467.39$907.00SPHD
4$13,719$35.90$15,138$483.90$1.4KSPHD
5$14,697$18.00$16,697$499.88$2.0KSPHD
6$15,735$9.01$18,382$515.31$2.6KSPHD
7$16,841$4.51$20,198$530.17$3.4KSPHD
8$18,022$2.25$22,157$544.46$4.1KSPHD
9$19,285$1.13$24,266$558.18$5.0KSPHD
10$20,635$0.56$26,536$571.32$5.9KSPHD

LRFC vs SPHD: Complete Analysis 2026

LRFCStock

Logan Ridge Finance Corporation, formerly known as, Capitala Finance Corp. is a Business Development Company specializing in senior subordinated debt and unitranche debt, unitranche loan, first-lien and second-lien loans, lower middle market and middle market, equity co-investment in sponsored companies. The fund targets companies in the Aerospace, defense, business services, education, food and beverage, Industrial & Environmental Services, logistics, distribution, media, telecommunication, manufacturing, consumer goods and health-care industries. It typically considers investments in the United States. The fund invests $5 million and $50 million per transaction in companies with EBITDA between $5 million to $50 million and enterprise value less than $250 million. The fund makes minority equity co-investments, alongside management or financial sponsors.

Full LRFC Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.