HomeCompareLRFC vs XYLD

LRFC vs XYLD: Dividend Comparison 2026

LRFC yields 5.50% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $5.2K in total portfolio value· pulled ahead in Year 3
10 years
LRFC
LRFC
● Live price
5.50%
Share price
$19.08
Annual div
$1.05
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.56
Full LRFC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — LRFC vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRFCXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LRFC + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRFC pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRFC
Annual income on $10K today (after 15% tax)
$467.77/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,847.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRFC + XYLD for your $10,000?

LRFC: 50%XYLD: 50%
100% XYLD50/50100% LRFC
Portfolio after 10yr
$23.3K
Annual income
$1,675.79/yr
Blended yield
7.21%
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Analyst Conviction Gap

Where Wall Street is most bullish on LRFC right now

LRFC
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.3
Piotroski
7/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRFC buys
0
XYLD buys
0
No recent congressional trades found for LRFC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRFCXYLD
Forward yield5.50%11.20%
Annual dividend / share$1.05$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.6K$25.9K
Annual income after 10y$0.56$3,351.03
Total dividends collected$559.00$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: LRFC vs XYLD ($10,000, DRIP)

YearLRFC PortfolioLRFC Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,975$275.16$10,840$1,120.44+$135.00LRFC
2$11,885$141.12$11,786$1,249.59+$99.00LRFC
3← crossover$12,788$71.41$12,854$1,397.78$66.00XYLD
4$13,719$35.90$14,063$1,568.33$344.00XYLD
5$14,697$18.00$15,434$1,765.19$737.00XYLD
6$15,735$9.01$16,995$1,993.14$1.3KXYLD
7$16,841$4.51$18,777$2,257.95$1.9KXYLD
8$18,022$2.25$20,818$2,566.58$2.8KXYLD
9$19,285$1.13$23,163$2,927.50$3.9KXYLD
10$20,635$0.56$25,865$3,351.03$5.2KXYLD

LRFC vs XYLD: Complete Analysis 2026

LRFCStock

Logan Ridge Finance Corporation, formerly known as, Capitala Finance Corp. is a Business Development Company specializing in senior subordinated debt and unitranche debt, unitranche loan, first-lien and second-lien loans, lower middle market and middle market, equity co-investment in sponsored companies. The fund targets companies in the Aerospace, defense, business services, education, food and beverage, Industrial & Environmental Services, logistics, distribution, media, telecommunication, manufacturing, consumer goods and health-care industries. It typically considers investments in the United States. The fund invests $5 million and $50 million per transaction in companies with EBITDA between $5 million to $50 million and enterprise value less than $250 million. The fund makes minority equity co-investments, alongside management or financial sponsors.

Full LRFC Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.