Is LRLCF or JEPQ a better dividend investment in 2026?

LRLCF currently yields 1.95% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between LRLCF and JEPQ?

LRLCF has a forward dividend yield of 1.95% ($7.91/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 9.15 percentage points.

Home › Compare › LRLCF vs JEPQ

LRLCF vs JEPQ: Dividend Comparison 2026

LRLCF yields 1.95% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LRLCF wins by $7.87M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

LRLCF

● Live price

1.95%

Share price

$405.00

Annual div

$7.91

5Y div CAGR

87.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$7.92M

Annual income

$6,654,727.93

Full LRLCF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — LRLCF vs JEPQ

📍 LRLCF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LRLCF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LRLCF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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LRLCF pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRLCF

Annual income on $10K today (after 15% tax)

$166.05/yr

After 10yr DRIP, annual income (after tax)

$5,656,518.74/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, LRLCF beats the other by $5,654,689.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LRLCF + JEPQ for your $10,000?

LRLCF: 50%JEPQ: 50%

100% JEPQ50/50100% LRLCF

Portfolio after 10yr

$3.98M

Annual income

$3,328,440.25/yr

Blended yield

83.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRLCF buys

JEPQ buys

No recent congressional trades found for LRLCF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLRLCFJEPQ

Forward yield	1.95%	11.10% ✓
Annual dividend / share	$7.91 ✓	$6.16
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	87.3% ✓	0%
Portfolio after 10y	$7.92M	$44.8K ✓
Annual income after 10y	$6,654,727.93 ✓	$2,152.59
Total dividends collected	$7.79M	$16.3K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LRLCF vs JEPQ ($10,000, DRIP)

Year	LRLCF Portfolio	LRLCF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,066	$365.91	$11,930	$1,110.39	$864.00 → JEPQ
2	$12,549	$708.78	$14,133	$1,224.34	$1.6K → JEPQ
3	$14,835	$1,407.01	$16,632	$1,340.46	$1.8K → JEPQ
4	$18,785	$2,911.46	$19,454	$1,457.97	$669.00 → JEPQ
5← crossover	$26,553	$6,453.39	$22,626	$1,576.08	+$3.9K → LRLCF
6	$44,380	$15,968.06	$26,175	$1,694.09	+$18.2K → LRLCF
7	$94,204	$46,717.30	$30,133	$1,811.32	+$64.1K → LRLCF
8	$274,384	$173,585.98	$34,531	$1,927.17	+$239.9K → LRLCF
9	$1,178,624	$885,033.26	$39,403	$2,041.08	+$1.14M → LRLCF
10	$7,915,856	$6,654,727.93	$44,787	$2,152.59	+$7.87M → LRLCF

LRLCF vs JEPQ: Complete Analysis 2026

LRLCF — Stock

L'Oréal S.A., through its subsidiaries, manufactures and sells cosmetic products for women and men worldwide. The company operates through four divisions: Consumer Products, L'oréal Luxe, Professional Products, and Active Cosmetics. It offers shampoos, hair care products, shower gels, skin care products, cleansers, hair colors, styling products, deodorants, sun care products, make-up, perfumes, etc. The company provides its products under the L'Oréal Paris, Garnier, Maybelline New York, NYX Professional Makeup, Essie, Niely, Dark and Lovely, Lancôme, Yves Saint Laurent Beauté, Giorgio Armani Beauty, Kiehl's, Urban Decay, Biotherm, Ralph Lauren, IT Cosmetics, L'Oréal Professionnel, Kérastase, Redken, Matrix, Biolage, Pureology, Decléor, Carita, Vichy, La Roche-Posay, SkinCeuticals, Roger&Gallet, CeraVe, Stylenanda, Mixa, Magic Mask, Prada, Helena Rubinstein, Valentino, Mugler, Shu Uemura, Viktor&Rolf, Azzaro, Diesel, Atelier Cologne, Cacharel, and Yue Sai brands. It sells its products through distribution channels, such as hair salons, mass-market retail channels, perfumeries, department stores, pharmacies, drugstores, medispas, branded retail, travel retail, and e-commerce. L'Oréal S.A. was founded in 1909 and is headquartered in Clichy, France.

Full LRLCF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.