HomeCompareLRLCY vs JEPI

LRLCY vs JEPI: Dividend Comparison 2026

LRLCY yields 1.92% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LRLCY wins by $7.47M in total portfolio value· pulled ahead in Year 3
10 years
LRLCY
LRLCY
● Live price
1.92%
Share price
$82.38
Annual div
$1.59
5Y div CAGR
87.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7.50M
Annual income
$6,290,239.04
Full LRLCY calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — LRLCY vs JEPI

📍 LRLCY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRLCYJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LRLCY + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRLCY pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRLCY
Annual income on $10K today (after 15% tax)
$163.62/yr
After 10yr DRIP, annual income (after tax)
$5,346,703.18/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, LRLCY beats the other by $5,345,403.86/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRLCY + JEPI for your $10,000?

LRLCY: 50%JEPI: 50%
100% JEPI50/50100% LRLCY
Portfolio after 10yr
$3.76M
Annual income
$3,145,883.83/yr
Blended yield
83.57%
📊

Analyst Conviction Gap

Where Wall Street is split right now

LRLCY
Analyst Ratings
1
Buy
5
Hold
1
Sell
Consensus: Hold
Altman Z
7.2
Piotroski
7/9
JEPI
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRLCY buys
5
JEPI buys
0
PoliticianChamberTickerTypeAmountDate
Josh Gottheimer🏢 House$LRLCY▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$LRLCY▼ Sell$1,001 - $15,0002024-06-21
Josh Gottheimer🏢 House$LRLCY▲ Buy$1,001 - $15,0002024-02-26
Josh Gottheimer🏢 House$LRLCY▲ Buy$1,001 - $15,0002023-09-12
Daniel Goldman🏢 House$LRLCY▼ Sell$15,001 - $50,0002023-07-10
Josh Gottheimer🏢 House$LRLCY▼ Sell$1,001 - $15,0002023-03-10
Josh Gottheimer🏢 House$LRLCY▲ Buy$1,001 - $15,0002021-09-16
Peter Meijer🏢 House$LRLCY▼ Sell$15,001 - $50,0002021-02-17
Greg Gianforte🏢 House$LRLCY▼ Sell$15,001 - $50,0002020-01-13
Donna Shalala🏢 House$LRLCY▼ Sell$15,001 - $50,0002019-06-24
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRLCYJEPI
Forward yield1.92%8.40%
Annual dividend / share$1.59$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR87.3%0%
Portfolio after 10y$7.50M$29.0K
Annual income after 10y$6,290,239.04$1,528.62
Total dividends collected$7.38M$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: LRLCY vs JEPI ($10,000, DRIP)

YearLRLCY PortfolioLRLCY Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,061$360.54$11,260$840.19$199.00JEPI
2$12,533$698.04$12,641$907.94$108.00JEPI
3← crossover$14,795$1,384.55$14,150$978.20+$645.00LRLCY
4$18,691$2,861.00$15,795$1,050.85+$2.9KLRLCY
5$26,327$6,327.12$17,584$1,125.74+$8.7KLRLCY
6$43,769$15,599.79$19,526$1,202.74+$24.2KLRLCY
7$92,232$45,398.95$21,628$1,281.69+$70.6KLRLCY
8$266,149$167,460.19$23,898$1,362.43+$242.3KLRLCY
9$1,130,656$845,876.74$26,347$1,444.79+$1.10MLRLCY
10$7,500,041$6,290,239.04$28,982$1,528.62+$7.47MLRLCY

LRLCY vs JEPI: Complete Analysis 2026

LRLCYStock

L'Oréal S.A., through its subsidiaries, manufactures and sells cosmetic products for women and men worldwide. The company operates through four divisions: Consumer Products, L'oréal Luxe, Professional Products, and Active Cosmetics. It offers shampoos, hair care products, shower gels, skin care products, cleansers, hair colors, styling products, deodorants, sun care products, make-up, perfumes, etc. The company provides its products under the L'Oréal Paris, Garnier, Maybelline New York, NYX Professional Makeup, Essie, Niely, Dark and Lovely, Lancôme, Yves Saint Laurent Beauté, Giorgio Armani Beauty, Kiehl's, Urban Decay, Biotherm, Ralph Lauren, IT Cosmetics, L'Oréal Professionnel, Kérastase, Redken, Matrix, Biolage, Pureology, Decléor, Carita, Vichy, La Roche-Posay, SkinCeuticals, Roger&Gallet, CeraVe, Stylenanda, Mixa, Magic Mask, Prada, Helena Rubinstein, Valentino, Mugler, Shu Uemura, Viktor&Rolf, Azzaro, Diesel, Atelier Cologne, Cacharel, and Yue Sai brands. It sells its products through distribution channels, such as hair salons, mass-market retail channels, perfumeries, department stores, pharmacies, drugstores, medispas, branded retail, travel retail, and e-commerce. L'Oréal S.A. was founded in 1909 and is headquartered in Clichy, France.

Full LRLCY Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.