HomeCompareLSFG vs CL

LSFG vs CL: Dividend Comparison 2026

LSFG yields 1.32% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LSFG wins by $11.93M in total portfolio value· pulled ahead in Year 2
10 years
LSFG
LSFG
● Live price
1.32%
Share price
$49.41
Annual div
$0.65
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$11.97M
Annual income
$10,442,862.91
Full LSFG calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — LSFG vs CL

📍 LSFG pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLSFGCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LSFG + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LSFG pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LSFG
Annual income on $10K today (after 15% tax)
$111.82/yr
After 10yr DRIP, annual income (after tax)
$8,876,433.47/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, LSFG beats the other by $8,871,841.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LSFG + CL for your $10,000?

LSFG: 50%CL: 50%
100% CL50/50100% LSFG
Portfolio after 10yr
$6.00M
Annual income
$5,224,132.44/yr
Blended yield
87.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

LSFG
No analyst data
Altman Z
0.3
Piotroski
4/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LSFG buys
0
CL buys
0
No recent congressional trades found for LSFG or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLSFGCL
Forward yield1.32%2.43%
Annual dividend / share$0.65$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$11.97M$40.8K
Annual income after 10y$10,442,862.91$5,401.96
Total dividends collected$11.82M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LSFG vs CL ($10,000, DRIP)

YearLSFG PortfolioLSFG Income/yrCL PortfolioCL Income/yrGap
1$10,963$263.10$11,012$312.01$49.00CL
2← crossover$12,270$539.15$12,196$412.95+$74.00LSFG
3$14,256$1,127.86$13,599$549.66+$657.00LSFG
4$17,704$2,449.50$15,288$736.64+$2.4KLSFG
5$24,629$5,685.66$17,353$995.28+$7.3KLSFG
6$41,137$14,784.36$19,926$1,357.80+$21.2KLSFG
7$90,174$46,157.27$23,194$1,873.82+$67.0KLSFG
8$285,604$189,118.27$27,439$2,621.52+$258.2KLSFG
9$1,425,198$1,119,600.93$33,088$3,727.38+$1.39MLSFG
10$11,967,824$10,442,862.91$40,806$5,401.96+$11.93MLSFG

LSFG vs CL: Complete Analysis 2026

LSFGStock

LifeStore Financial Group, Inc. operates as a federally chartered thrift holding company for LifeStore Bank that provides personal and business banking products and services in North Carolina. The company offers checking, savings, and money market accounts, as well as certificates of deposit; mortgage loans, automobile loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment property loans, equipment loans, working capital loans/lines of credit, and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking services. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, North Carolina. Lifestore Financial Group, Inc. is a subsidiary of AsheCo MHC, Inc.

Full LSFG Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.