Is LSFG or RYLD a better dividend investment in 2026?

LSFG currently yields 1.32% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between LSFG and RYLD?

LSFG has a forward dividend yield of 1.32% ($0.65/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 11.07 percentage points.

Home › Compare › LSFG vs RYLD

LSFG vs RYLD: Dividend Comparison 2026

LSFG yields 1.32% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LSFG wins by $11.92M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

LSFG

● Live price

1.32%

Share price

$49.41

Annual div

$0.65

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$11.97M

Annual income

$10,442,862.91

Full LSFG calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — LSFG vs RYLD

📍 LSFG pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LSFG	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LSFG + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LSFG pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LSFG

Annual income on $10K today (after 15% tax)

$111.82/yr

After 10yr DRIP, annual income (after tax)

$8,876,433.47/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, LSFG beats the other by $8,874,152.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LSFG + RYLD for your $10,000?

LSFG: 50%RYLD: 50%

100% RYLD50/50100% LSFG

Portfolio after 10yr

$6.01M

Annual income

$5,222,772.95/yr

Blended yield

86.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LSFG buys

RYLD buys

No recent congressional trades found for LSFG or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLSFGRYLD

Forward yield	1.32%	12.39% ✓
Annual dividend / share	$0.65	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$11.97M	$45.3K ✓
Annual income after 10y	$10,442,862.91 ✓	$2,682.98
Total dividends collected	$11.82M	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LSFG vs RYLD ($10,000, DRIP)

Year	LSFG Portfolio	LSFG Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,963	$263.10	$11,939	$1,239.34	$976.00 → RYLD
2	$12,270	$539.15	$14,158	$1,382.89	$1.9K → RYLD
3	$14,256	$1,127.86	$16,682	$1,532.59	$2.4K → RYLD
4	$17,704	$2,449.50	$19,537	$1,687.64	$1.8K → RYLD
5← crossover	$24,629	$5,685.66	$22,752	$1,847.20	+$1.9K → LSFG
6	$41,137	$14,784.36	$26,355	$2,010.43	+$14.8K → LSFG
7	$90,174	$46,157.27	$30,376	$2,176.45	+$59.8K → LSFG
8	$285,604	$189,118.27	$34,847	$2,344.43	+$250.8K → LSFG
9	$1,425,198	$1,119,600.93	$39,800	$2,513.54	+$1.39M → LSFG
10	$11,967,824	$10,442,862.91	$45,269	$2,682.98	+$11.92M → LSFG

LSFG vs RYLD: Complete Analysis 2026

LSFG — Stock

LifeStore Financial Group, Inc. operates as a federally chartered thrift holding company for LifeStore Bank that provides personal and business banking products and services in North Carolina. The company offers checking, savings, and money market accounts, as well as certificates of deposit; mortgage loans, automobile loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment property loans, equipment loans, working capital loans/lines of credit, and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking services. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, North Carolina. Lifestore Financial Group, Inc. is a subsidiary of AsheCo MHC, Inc.

Full LSFG Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.