Is LSPR or SCHD a better dividend investment in 2026?

LSPR currently yields 4.00% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: LSPR offers higher current income.

What is the dividend yield difference between LSPR and SCHD?

LSPR has a forward dividend yield of 4.00% ($2.00/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 0.56 percentage points.

Home › Compare › LSPR vs SCHD

LSPR vs SCHD: Dividend Comparison 2026

LSPR yields 4.00% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $921.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

LSPR

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full LSPR calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — LSPR vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LSPR	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LSPR + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LSPR pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LSPR

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, LSPR beats the other by $405.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LSPR + SCHD for your $10,000?

LSPR: 50%SCHD: 50%

100% SCHD50/50100% LSPR

Portfolio after 10yr

$28.5K

Annual income

$660.90/yr

Blended yield

2.32%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LSPR buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLSPRSCHD

Forward yield	4.00% ✓	3.44%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	5% ✓	0%
5-year div CAGR	5% ✓	0%
Portfolio after 10y	$28.0K	$29.0K ✓
Annual income after 10y	$899.19 ✓	$422.61
Total dividends collected	$6.4K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LSPR vs SCHD ($10,000, DRIP)

Year	LSPR Portfolio	LSPR Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,120	$420.00	$11,224	$344.10	$104.00 → SCHD
2	$12,357	$458.31	$12,567	$354.98	$210.00 → SCHD
3	$13,721	$499.76	$14,038	$365.30	$317.00 → SCHD
4	$15,227	$544.58	$15,648	$375.06	$421.00 → SCHD
5	$16,885	$593.02	$17,410	$384.27	$525.00 → SCHD
6	$18,713	$645.34	$19,335	$392.95	$622.00 → SCHD
7	$20,724	$701.81	$21,437	$401.10	$713.00 → SCHD
8	$22,938	$762.73	$23,733	$408.75	$795.00 → SCHD
9	$25,372	$828.41	$26,237	$415.91	$865.00 → SCHD
10	$28,047	$899.19	$28,968	$422.61	$921.00 → SCHD

LSPR vs SCHD: Complete Analysis 2026

LSPR — Stock

LSPR is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LSPR shares.

Full LSPR Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.