Is LTC or PTC a better dividend investment in 2026?

LTC currently yields 6.11% with a 5% 5-year dividend growth rate. PTC yields 4.00% with 5% growth. The better choice depends on your goal: LTC offers higher current income.

What is the dividend yield difference between LTC and PTC?

LTC has a forward dividend yield of 6.11% ($2.28/share annually). PTC yields 4.00% ($2.00/share annually). The yield gap is 2.11 percentage points.

Home › Compare › LTC vs PTC

LTC vs PTC: Dividend Comparison 2026

LTC yields 6.11% · PTC yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LTC wins by $2.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LTC

● Live price

6.11%

Share price

$37.32

Annual div

$2.28

5Y div CAGR

0.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.4K

Annual income

$990.39

Full LTC calculator →

PTC

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full PTC calculator →

Portfolio growth — LTC vs PTC

📍 LTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LTC	PTC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LTC + PTC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LTC pays

PTC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTC

Annual income on $10K today (after 15% tax)

$519.29/yr

After 10yr DRIP, annual income (after tax)

$841.83/yr

PTC

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, LTC beats the other by $77.52/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LTC + PTC for your $10,000?

LTC: 50%PTC: 50%

100% PTC50/50100% LTC

Portfolio after 10yr

$29.2K

Annual income

$944.80/yr

Blended yield

3.23%

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Analyst Conviction Gap

Where Wall Street is most bullish on PTC right now

LTC

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$36.00

-3.5% upside vs current

Range: $36.00 — $36.00

Altman Z

1.5

Piotroski

5/9

PTC

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$204.83

+309.7% upside vs current

Range: $180.00 — $255.00

Altman Z

5.4

Piotroski

8/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTC buys

PTC buys

Politician	Chamber	Ticker	Type	Amount	Date
Zoe Lofgren	🏢 House	$LTC	▼ Sell	$1,001 - $15,000	2018-06-13

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLTCPTC

Forward yield	6.11% ✓	4.00%
Annual dividend / share	$2.28 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0.8%	5% ✓
Portfolio after 10y	$30.4K ✓	$28.0K
Annual income after 10y	$990.39 ✓	$899.19
Total dividends collected	$8.0K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	REIT	Stock
Analyst consensus	Hold	Buy
Analyst price target	$36.00	$204.83 ✓

Year-by-year: LTC vs PTC ($10,000, DRIP)

Year	LTC Portfolio	LTC Income/yr	PTC Portfolio	PTC Income/yr	Gap
1← crossover	$11,316	$615.82	$11,120	$420.00	+$196.00 → LTC
2	$12,764	$656.47	$12,357	$458.31	+$407.00 → LTC
3	$14,356	$697.60	$13,721	$499.76	+$635.00 → LTC
4	$16,099	$739.10	$15,227	$544.58	+$872.00 → LTC
5	$18,007	$780.86	$16,885	$593.02	+$1.1K → LTC
6	$20,091	$822.79	$18,713	$645.34	+$1.4K → LTC
7	$22,362	$864.78	$20,724	$701.81	+$1.6K → LTC
8	$24,834	$906.77	$22,938	$762.73	+$1.9K → LTC
9	$27,521	$948.66	$25,372	$828.41	+$2.1K → LTC
10	$30,438	$990.39	$28,047	$899.19	+$2.4K → LTC

LTC vs PTC: Complete Analysis 2026

LTC — REIT

LTC is a real estate investment trust (REIT) investing in seniors housing and health care properties primarily through sale-leasebacks, mortgage financing, joint-ventures and structured finance solutions including preferred equity and mezzanine lending. LTC holds 181 investments in 27 states with 29 operating partners. The portfolio is comprised of approximately 50% seniors housing and 50% skilled nursing properties.

Full LTC Calculator →

PTC — Stock

PTC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in PTC shares.

Full PTC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.