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LTC vs ZION: Dividend Comparison 2026

LTC yields 6.11% · ZION yields 3.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ZION wins by $947.00 in total portfolio value· pulled ahead in Year 9
10 years
LTC
LTC
● Live price
6.11%
Share price
$37.32
Annual div
$2.28
5Y div CAGR
0.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$990.39
Full LTC calculator →
ZION
ZION
● Live price
3.20%
Share price
$55.59
Annual div
$1.78
5Y div CAGR
14.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.4K
Annual income
$1,892.05
Full ZION calculator →

Portfolio growth — LTC vs ZION

📍 ZION pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTCZION
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LTC + ZION cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LTC pays
ZION pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTC
Annual income on $10K today (after 15% tax)
$519.29/yr
After 10yr DRIP, annual income (after tax)
$841.83/yr
ZION
Annual income on $10K today (after 15% tax)
$272.17/yr
After 10yr DRIP, annual income (after tax)
$1,608.24/yr
At 15% tax rate, ZION beats the other by $766.41/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTC + ZION for your $10,000?

LTC: 50%ZION: 50%
100% ZION50/50100% LTC
Portfolio after 10yr
$30.9K
Annual income
$1,441.22/yr
Blended yield
4.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ZION right now

LTC
Analyst Ratings
7
Buy
12
Hold
3
Sell
Consensus: Hold
Price Target
$36.00
-3.5% upside vs current
Range: $36.00 — $36.00
Altman Z
1.5
Piotroski
5/9
ZION
Analyst Ratings
17
Buy
32
Hold
1
Sell
Consensus: Hold
Price Target
$67.00
+20.5% upside vs current
Range: $60.00 — $75.00
Altman Z
-0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTC buys
0
ZION buys
0
PoliticianChamberTickerTypeAmountDate
Zoe Lofgren🏢 House$LTC▼ Sell$1,001 - $15,0002018-06-13
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTCZION
Forward yield6.11% ✓3.20%
Annual dividend / share$2.28 ✓$1.78
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.8%14.7% ✓
Portfolio after 10y$30.4K$31.4K ✓
Annual income after 10y$990.39$1,892.05 ✓
Total dividends collected$8.0K$9.4K ✓
Payment frequencyquarterlyquarterly
SectorREITStock
Analyst consensusHoldHold
Analyst price target$36.00$67.00 ✓

Year-by-year: LTC vs ZION ($10,000, DRIP)

YearLTC PortfolioLTC Income/yrZION PortfolioZION Income/yrGap
1$11,316$615.82$11,067$367.27+$249.00 → LTC
2$12,764$656.47$12,278$435.72+$486.00 → LTC
3$14,356$697.60$13,655$518.16+$701.00 → LTC
4$16,099$739.10$15,229$617.77+$870.00 → LTC
5$18,007$780.86$17,034$738.54+$973.00 → LTC
6$20,091$822.79$19,111$885.50+$980.00 → LTC
7$22,362$864.78$21,514$1,065.02+$848.00 → LTC
8$24,834$906.77$24,305$1,285.19+$529.00 → LTC
9← crossover$27,521$948.66$27,563$1,556.42$42.00 → ZION
10$30,438$990.39$31,385$1,892.05$947.00 → ZION

LTC vs ZION: Complete Analysis 2026

LTC — REIT

LTC is a real estate investment trust (REIT) investing in seniors housing and health care properties primarily through sale-leasebacks, mortgage financing, joint-ventures and structured finance solutions including preferred equity and mezzanine lending. LTC holds 181 investments in 27 states with 29 operating partners. The portfolio is comprised of approximately 50% seniors housing and 50% skilled nursing properties.

Full LTC Calculator →

ZION — Stock

Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Full ZION Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.