Home › Compare › LTFIX vs CL

LTFIX vs CL: Dividend Comparison 2026

LTFIX yields 9.21% · CL yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LTFIX wins by $8.7K in total portfolio value
10 years
LTFIX
LTFIX
● Live price
9.21%
Share price
$16.57
Annual div
$1.53
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.8K
Annual income
$1,644.54
Full LTFIX calculator →
CL
CL
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CL calculator →

Portfolio growth — LTFIX vs CL

📍 LTFIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTFIXCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LTFIX + CL cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LTFIX pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTFIX
Annual income on $10K today (after 15% tax)
$782.54/yr
After 10yr DRIP, annual income (after tax)
$1,397.86/yr
CL
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, LTFIX beats the other by $633.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTFIX + CL for your $10,000?

LTFIX: 50%CL: 50%
100% CL50/50100% LTFIX
Portfolio after 10yr
$32.4K
Annual income
$1,271.87/yr
Blended yield
3.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

LTFIX
No analyst data
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+84.9% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTFIX buys
0
CL buys
0
No recent congressional trades found for LTFIX or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTFIXCL
Forward yield9.21% ✓4.00%
Annual dividend / share$1.53$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$36.8K ✓$28.0K
Annual income after 10y$1,644.54 ✓$899.19
Total dividends collected$12.8K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LTFIX vs CL ($10,000, DRIP)

YearLTFIX PortfolioLTFIX Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,621$920.64$11,120$420.00+$501.00 → LTFIX
2$13,434$999.85$12,357$458.31+$1.1K → LTFIX
3$15,455$1,080.25$13,721$499.76+$1.7K → LTFIX
4$17,698$1,161.44$15,227$544.58+$2.5K → LTFIX
5$20,180$1,243.01$16,885$593.02+$3.3K → LTFIX
6$22,917$1,324.60$18,713$645.34+$4.2K → LTFIX
7$25,927$1,405.86$20,724$701.81+$5.2K → LTFIX
8$29,228$1,486.46$22,938$762.73+$6.3K → LTFIX
9$32,840$1,566.11$25,372$828.41+$7.5K → LTFIX
10$36,784$1,644.54$28,047$899.19+$8.7K → LTFIX

LTFIX vs CL: Complete Analysis 2026

LTFIX — Stock

The fund operates as a "target date fund" that invests according to an asset allocation strategy designed for investors having a retirement investment goal close to the year in 2055. It is a fund of funds and invests in underlying funds of Principal Funds, Inc. ("PFI"). Its underlying funds consist of domestic and foreign equity funds, fixed-income funds, real asset funds, and other funds that aim to offer diversification beyond traditional equity and fixed-income securities.

Full LTFIX Calculator →

CL — Consumer Staples

CL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CL shares.

Full CL Calculator →
📬

Get this LTFIX vs CL comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LTFIX vs SCHDLTFIX vs JEPILTFIX vs OLTFIX vs KOLTFIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.