Is LTFIX or PM a better dividend investment in 2026?

LTFIX currently yields 9.21% with a 5% 5-year dividend growth rate. PM yields 3.48% with 2.8% growth. The better choice depends on your goal: LTFIX offers higher current income.

What is the dividend yield difference between LTFIX and PM?

LTFIX has a forward dividend yield of 9.21% ($1.53/share annually). PM yields 3.48% ($5.76/share annually). The yield gap is 5.73 percentage points.

Home › Compare › LTFIX vs PM

LTFIX vs PM: Dividend Comparison 2026

LTFIX yields 9.21% · PM yields 3.48%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PM wins by $12.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LTFIX

● Live price

9.21%

Share price

$16.57

Annual div

$1.53

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.8K

Annual income

$1,644.54

Full LTFIX calculator →

Philip Morris International

● Live price

3.48%

Share price

$165.34

Annual div

$5.76

5Y div CAGR

17.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.6K

Annual income

$2,492.02

Full PM calculator →

Portfolio growth — LTFIX vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LTFIX	PM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LTFIX + PM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LTFIX pays

PM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTFIX

Annual income on $10K today (after 15% tax)

$782.54/yr

After 10yr DRIP, annual income (after tax)

$1,397.86/yr

Annual income on $10K today (after 15% tax)

$296.12/yr

After 10yr DRIP, annual income (after tax)

$2,118.22/yr

At 15% tax rate, PM beats the other by $720.36/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTFIX + PM for your $10,000?

LTFIX: 50%PM: 50%

100% PM50/50100% LTFIX

Portfolio after 10yr

$43.2K

Annual income

$2,068.28/yr

Blended yield

4.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTFIX buys

PM buys

No recent congressional trades found for LTFIX or PM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLTFIXPM

Forward yield	9.21% ✓	3.48%
Annual dividend / share	$1.53	$5.76 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	17.2% ✓
Portfolio after 10y	$36.8K	$49.6K ✓
Annual income after 10y	$1,644.54	$2,492.02 ✓
Total dividends collected	$12.8K ✓	$11.7K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: LTFIX vs PM ($10,000, DRIP)

Year	LTFIX Portfolio	LTFIX Income/yr	PM Portfolio	PM Income/yr	Gap
1← crossover	$11,621	$920.64	$11,648	$408.29	$27.00 → PM
2	$13,434	$999.85	$13,589	$495.90	$155.00 → PM
3	$15,455	$1,080.25	$15,877	$603.21	$422.00 → PM
4	$17,698	$1,161.44	$18,580	$734.88	$882.00 → PM
5	$20,180	$1,243.01	$21,781	$896.75	$1.6K → PM
6	$22,917	$1,324.60	$25,578	$1,096.12	$2.7K → PM
7	$25,927	$1,405.86	$30,092	$1,342.17	$4.2K → PM
8	$29,228	$1,486.46	$35,470	$1,646.46	$6.2K → PM
9	$32,840	$1,566.11	$41,892	$2,023.58	$9.1K → PM
10	$36,784	$1,644.54	$49,578	$2,492.02	$12.8K → PM

LTFIX vs PM: Complete Analysis 2026

LTFIX — Stock

The fund operates as a "target date fund" that invests according to an asset allocation strategy designed for investors having a retirement investment goal close to the year in 2055. It is a fund of funds and invests in underlying funds of Principal Funds, Inc. ("PFI"). Its underlying funds consist of domestic and foreign equity funds, fixed-income funds, real asset funds, and other funds that aim to offer diversification beyond traditional equity and fixed-income securities.

Full LTFIX Calculator →

PM — Consumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →

📬

Get this LTFIX vs PM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LTFIX vs SCHD LTFIX vs JEPI LTFIX vs O LTFIX vs KO LTFIX vs MAIN LTFIX vs MO LTFIX vs BTI LTFIX vs PEP

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.