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LTOUF vs PM: Dividend Comparison 2026

LTOUF yields 0.91% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $29.5K in total portfolio value
10 years
LTOUF
LTOUF
● Live price
0.91%
Share price
$35.95
Annual div
$0.33
5Y div CAGR
-25.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.1K
Annual income
$5.17
Full LTOUF calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — LTOUF vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTOUFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LTOUF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LTOUF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTOUF
Annual income on $10K today (after 15% tax)
$77.47/yr
After 10yr DRIP, annual income (after tax)
$4.39/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, PM beats the other by $2,113.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTOUF + PM for your $10,000?

LTOUF: 50%PM: 50%
100% PM50/50100% LTOUF
Portfolio after 10yr
$34.8K
Annual income
$1,248.59/yr
Blended yield
3.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

LTOUF
No analyst data
Altman Z
1.5
Piotroski
3/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTOUF buys
0
PM buys
0
No recent congressional trades found for LTOUF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTOUFPM
Forward yield0.91%3.48%
Annual dividend / share$0.33$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-25.1%17.2%
Portfolio after 10y$20.1K$49.6K
Annual income after 10y$5.17$2,492.02
Total dividends collected$259.00$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LTOUF vs PM ($10,000, DRIP)

YearLTOUF PortfolioLTOUF Income/yrPM PortfolioPM Income/yrGap
1← crossover$10,768$68.27$11,648$408.29$880.00PM
2$11,574$51.46$13,589$495.90$2.0KPM
3$12,422$38.72$15,877$603.21$3.5KPM
4$13,321$29.09$18,580$734.88$5.3KPM
5$14,275$21.83$21,781$896.75$7.5KPM
6$15,291$16.38$25,578$1,096.12$10.3KPM
7$16,374$12.28$30,092$1,342.17$13.7KPM
8$17,529$9.21$35,470$1,646.46$17.9KPM
9$18,763$6.90$41,892$2,023.58$23.1KPM
10$20,081$5.17$49,578$2,492.02$29.5KPM

LTOUF vs PM: Complete Analysis 2026

LTOUFStock

Larsen & Toubro Limited engages in engineering, construction, and manufacturing operations worldwide. The Infrastructure segment engineers and constructs building and factories, transportation infrastructure, heavy civil infrastructure, power transmission and distribution, water and effluent treatment, and metallurgical and material handling systems. The Hydrocarbon segment provides engineering, procurement, and construction solutions for the oil and gas industry. The Power segment offers turnkey solutions for coal-based and gas-based thermal power plants, including power generation equipment with associated systems and balance-of-plant packages. The Heavy Engineering segment manufactures and supplies custom designed, engineered critical equipment and systems to the fertilizer, refinery, petrochemical, chemical, oil and gas, and thermal and nuclear power industries. The Defence Engineering segment designs, develops, produces, and supports equipment, systems, and platforms for the defense and aerospace sectors. This segment also designs, constructs, and repairs/refits defense vessels. The Others segment engages in the realty, smart world, and communication businesses, including military communications; marketing and servicing of construction and mining machinery and parts; and manufacturing and sale of rubber processing machinery. This segment also operates digital platforms, such as SuFin for B2B e-commerce; and EduTech for higher education and professional skilling. The company was founded in 1938 and is headquartered in Mumbai, India.

Full LTOUF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.