HomeCompareLTOUF vs SPHD

LTOUF vs SPHD: Dividend Comparison 2026

LTOUF yields 0.91% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $8.0K in total portfolio value
10 years
LTOUF
LTOUF
● Live price
0.91%
Share price
$35.95
Annual div
$0.33
5Y div CAGR
-25.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.1K
Annual income
$5.17
Full LTOUF calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — LTOUF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTOUFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LTOUF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LTOUF pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTOUF
Annual income on $10K today (after 15% tax)
$77.47/yr
After 10yr DRIP, annual income (after tax)
$4.39/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $759.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTOUF + SPHD for your $10,000?

LTOUF: 50%SPHD: 50%
100% SPHD50/50100% LTOUF
Portfolio after 10yr
$24.1K
Annual income
$452.18/yr
Blended yield
1.88%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTOUF buys
0
SPHD buys
0
No recent congressional trades found for LTOUF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTOUFSPHD
Forward yield0.91%4.00%
Annual dividend / share$0.33$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR-25.1%5%
Portfolio after 10y$20.1K$28.0K
Annual income after 10y$5.17$899.19
Total dividends collected$259.00$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LTOUF vs SPHD ($10,000, DRIP)

YearLTOUF PortfolioLTOUF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,768$68.27$11,120$420.00$352.00SPHD
2$11,574$51.46$12,357$458.31$783.00SPHD
3$12,422$38.72$13,721$499.76$1.3KSPHD
4$13,321$29.09$15,227$544.58$1.9KSPHD
5$14,275$21.83$16,885$593.02$2.6KSPHD
6$15,291$16.38$18,713$645.34$3.4KSPHD
7$16,374$12.28$20,724$701.81$4.3KSPHD
8$17,529$9.21$22,938$762.73$5.4KSPHD
9$18,763$6.90$25,372$828.41$6.6KSPHD
10$20,081$5.17$28,047$899.19$8.0KSPHD

LTOUF vs SPHD: Complete Analysis 2026

LTOUFStock

Larsen & Toubro Limited engages in engineering, construction, and manufacturing operations worldwide. The Infrastructure segment engineers and constructs building and factories, transportation infrastructure, heavy civil infrastructure, power transmission and distribution, water and effluent treatment, and metallurgical and material handling systems. The Hydrocarbon segment provides engineering, procurement, and construction solutions for the oil and gas industry. The Power segment offers turnkey solutions for coal-based and gas-based thermal power plants, including power generation equipment with associated systems and balance-of-plant packages. The Heavy Engineering segment manufactures and supplies custom designed, engineered critical equipment and systems to the fertilizer, refinery, petrochemical, chemical, oil and gas, and thermal and nuclear power industries. The Defence Engineering segment designs, develops, produces, and supports equipment, systems, and platforms for the defense and aerospace sectors. This segment also designs, constructs, and repairs/refits defense vessels. The Others segment engages in the realty, smart world, and communication businesses, including military communications; marketing and servicing of construction and mining machinery and parts; and manufacturing and sale of rubber processing machinery. This segment also operates digital platforms, such as SuFin for B2B e-commerce; and EduTech for higher education and professional skilling. The company was founded in 1938 and is headquartered in Mumbai, India.

Full LTOUF Calculator →

SPHDETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.