Is LTRCF or XYLD a better dividend investment in 2026?

LTRCF currently yields 3.14% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between LTRCF and XYLD?

LTRCF has a forward dividend yield of 3.14% ($0.11/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.84 percentage points.

Home › Compare › LTRCF vs XYLD

LTRCF vs XYLD: Dividend Comparison 2026

LTRCF yields 3.14% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $812.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

LTRCF

● Live price

3.14%

Share price

$3.50

Annual div

$0.11

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.5K

Annual income

$384.66

Full LTRCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LTRCF vs XYLD

📍 XYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LTRCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LTRCF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LTRCF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTRCF

Annual income on $10K today (after 15% tax)

$267.07/yr

After 10yr DRIP, annual income (after tax)

$326.96/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,409.21/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTRCF + XYLD for your $10,000?

LTRCF: 50%XYLD: 50%

100% XYLD50/50100% LTRCF

Portfolio after 10yr

$24.9K

Annual income

$1,801.84/yr

Blended yield

7.24%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on LTRCF right now

LTRCF

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$5.60

+60.0% upside vs current

Range: $5.60 — $5.60

Altman Z

4.1

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTRCF buys

XYLD buys

No recent congressional trades found for LTRCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLTRCFXYLD

Forward yield	3.14%	10.98% ✓
Annual dividend / share	$0.11	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.5K	$25.3K ✓
Annual income after 10y	$384.66	$3,219.02 ✓
Total dividends collected	$3.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LTRCF vs XYLD ($10,000, DRIP)

Year	LTRCF Portfolio	LTRCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,014	$314.20	$10,818	$1,098.39	+$196.00 → LTRCF
2	$12,109	$323.42	$11,738	$1,222.51	+$371.00 → LTRCF
3	$13,289	$332.30	$12,774	$1,364.64	+$515.00 → LTRCF
4	$14,560	$340.82	$13,944	$1,527.86	+$616.00 → LTRCF
5	$15,928	$348.99	$15,270	$1,715.87	+$658.00 → LTRCF
6	$17,399	$356.81	$16,775	$1,933.09	+$624.00 → LTRCF
7	$18,982	$364.28	$18,490	$2,184.87	+$492.00 → LTRCF
8	$20,682	$371.41	$20,450	$2,477.63	+$232.00 → LTRCF
9← crossover	$22,508	$378.20	$22,697	$2,819.19	$189.00 → XYLD
10	$24,468	$384.66	$25,280	$3,219.02	$812.00 → XYLD

LTRCF vs XYLD: Complete Analysis 2026

LTRCF — Stock

The Lottery Corporation Limited engages in lottery and keno businesses in Australia. It operates under The Lott and Keno brand names. The company operates through a network of approximately 7,200 retail points, as well as digitally. The Lottery Corporation Limited was formerly known as Tattersall's Holdings Limited. The company was founded in 1881 and is based in Brisbane, Australia.

Full LTRCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this LTRCF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LTRCF vs SCHD LTRCF vs JEPI LTRCF vs O LTRCF vs KO LTRCF vs MAIN LTRCF vs QYLD LTRCF vs JEPQ LTRCF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.