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LTSAP vs CL: Dividend Comparison 2026

LTSAP yields 9.90% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LTSAP wins by $408890.34M in total portfolio value
10 years
LTSAP
LTSAP
● Live price
9.90%
Share price
$20.20
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$408890.39M
Annual income
$401,109,389,452.00
Full LTSAP calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — LTSAP vs CL

📍 LTSAP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTSAPCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LTSAP + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LTSAP pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTSAP
Annual income on $10K today (after 15% tax)
$841.75/yr
After 10yr DRIP, annual income (after tax)
$340,942,981,034.20/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, LTSAP beats the other by $340,942,976,400.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTSAP + CL for your $10,000?

LTSAP: 50%CL: 50%
100% CL50/50100% LTSAP
Portfolio after 10yr
$204445.21M
Annual income
$200,554,697,451.85/yr
Blended yield
98.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

LTSAP
No analyst data
Altman Z
0.2
Piotroski
5/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTSAP buys
0
CL buys
0
No recent congressional trades found for LTSAP or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTSAPCL
Forward yield9.90%2.44%
Annual dividend / share$2.00$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$408890.39M$41.0K
Annual income after 10y$401,109,389,452.00$5,451.69
Total dividends collected$408363.57M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LTSAP vs CL ($10,000, DRIP)

YearLTSAP PortfolioLTSAP Income/yrCL PortfolioCL Income/yrGap
1← crossover$12,681$1,980.59$11,014$313.84+$1.7KLTSAP
2$18,263$4,694.41$12,200$415.44+$6.1KLTSAP
3$32,178$12,637.22$13,607$553.09+$18.6KLTSAP
4$76,050$41,619.48$15,301$741.41+$60.7KLTSAP
5$265,231$183,857.26$17,374$1,002.00+$247.9KLTSAP
6$1,482,332$1,198,535.32$19,958$1,367.44+$1.46MLTSAP
7$14,106,502$12,520,405.83$23,243$1,887.87+$14.08MLTSAP
8$237,803,240$222,709,283.18$27,512$2,642.43+$237.78MLTSAP
9$7,271,958,545$7,017,509,078.62$33,197$3,759.22+$7271.93MLTSAP
10$408,890,385,095$401,109,389,452.00$40,973$5,451.69+$408890.34MLTSAP

LTSAP vs CL: Complete Analysis 2026

LTSAPStock

Ladenburg Thalmann Financial Services Inc. operates as a diversified financial services company in the United States. Its Independent Advisory and Brokerage Services segment offers advisory and securities brokerage services for clients, including advisor-managed accounts, general securities, mutual funds, and variable and fixed annuities; brokerage support services, such as access to stock, bond, exchange-traded fund, and options execution; insurance, non-traded real estate investment trusts, and unit trusts; and research, compliance, supervision, accounting, and related services. This segment also provides asset management services, trust administration of personal and retirement accounts, estate and financial planning, wealth management, and custody services. Its Ladenburg segment offers investment banking services consisting of corporate finance services, such as underwritten public, registered direct, and at-the-market offerings, as well as private investment in public equity and other private placements, and strategic and financial advisory services. This segment also provides investment research, sales and trading, investment, administration, operation, securities transactions processing, and customer accounts services; and various asset management products and services, including asset management programs, investment consulting services, fund management, private investment management programs, retirement plan sponsor services, alternative investments, architect programs, and third-party advisory services. Its Insurance Brokerage segment delivers life insurance, fixed, and equity-indexed annuities, as well as long-term care solutions to investment and insurance providers, marketing strategies, product expertise, and back-office processing for fixed and equity-indexed annuities. Ladenburg Thalmann Financial Services Inc. was formerly known as GBI Capital Management Corp and changed its name to Ladenburg Thalmann Financial Services Inc. in May 2001. The company was founded in 1876 and is headquartered in Miami, Florida with additional offices in Boca Raton, Florida; Princeton, New Jersey; Melville, New York; and New York, New York. Ladenburg Thalmann Financial Services Inc. operates as a subsidiary of AG Intermediate Corporation.

Full LTSAP Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.