HomeCompareLTXFX vs SCHD

LTXFX vs SCHD: Dividend Comparison 2026

LTXFX yields 2.58% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.4K in total portfolio value
10 years
LTXFX
LTXFX
● Live price
2.58%
Share price
$15.56
Annual div
$0.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$304.94
Full LTXFX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — LTXFX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTXFXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LTXFX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LTXFX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTXFX
Annual income on $10K today (after 15% tax)
$219.42/yr
After 10yr DRIP, annual income (after tax)
$259.20/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $100.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTXFX + SCHD for your $10,000?

LTXFX: 50%SCHD: 50%
100% SCHD50/50100% LTXFX
Portfolio after 10yr
$26.3K
Annual income
$363.77/yr
Blended yield
1.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTXFX buys
0
SCHD buys
0
No recent congressional trades found for LTXFX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTXFXSCHD
Forward yield2.58%3.44%
Annual dividend / share$0.40$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.5K$29.0K
Annual income after 10y$304.94$422.61
Total dividends collected$2.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LTXFX vs SCHD ($10,000, DRIP)

YearLTXFX PortfolioLTXFX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,958$258.14$11,224$344.10$266.00SCHD
2$11,990$264.37$12,567$354.98$577.00SCHD
3$13,099$270.33$14,038$365.30$939.00SCHD
4$14,292$276.03$15,648$375.06$1.4KSCHD
5$15,574$281.46$17,410$384.27$1.8KSCHD
6$16,951$286.64$19,335$392.95$2.4KSCHD
7$18,429$291.57$21,437$401.10$3.0KSCHD
8$20,015$296.26$23,733$408.75$3.7KSCHD
9$21,717$300.71$26,237$415.91$4.5KSCHD
10$23,542$304.94$28,968$422.61$5.4KSCHD

LTXFX vs SCHD: Complete Analysis 2026

LTXFXStock

The investment seeks to provide current income exempt from regular federal income tax, consistent with the maturity and quality standards, and to preserve capital. The fund will invest at least 80% of its assets in, or derive at least 80% of its income from, securities that are exempt from regular federal income tax and that do not subject the investors to federal alternative minimum tax. It invests primarily in debt securities rated A- or better or A3 or better, or unrated but determined by the fund's investment adviser to be of equivalent quality. The dollar-weighted average effective maturity of the fund's portfolio is between three and 10 years.

Full LTXFX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.