Is LUFFF or XYLD a better dividend investment in 2026?

LUFFF currently yields 6722.69% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LUFFF offers higher current income.

What is the dividend yield difference between LUFFF and XYLD?

LUFFF has a forward dividend yield of 6722.69% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6711.71 percentage points.

Home › Compare › LUFFF vs XYLD

LUFFF vs XYLD: Dividend Comparison 2026

LUFFF yields 6722.69% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LUFFF wins by $1115813591664363.13M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LUFFF

● Live price

6722.69%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1115813591664363.13M

Annual income

$1,084,091,579,851,245,900,000.00

Full LUFFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LUFFF vs XYLD

📍 LUFFF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LUFFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LUFFF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LUFFF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LUFFF

Annual income on $10K today (after 15% tax)

$571,428.57/yr

After 10yr DRIP, annual income (after tax)

$921,477,842,873,559,000,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LUFFF beats the other by $921,477,842,873,559,000,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LUFFF + XYLD for your $10,000?

LUFFF: 50%XYLD: 50%

100% XYLD50/50100% LUFFF

Portfolio after 10yr

$557906795832181.56M

Annual income

$542,045,789,925,622,940,000.00/yr

Blended yield

97.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LUFFF buys

XYLD buys

No recent congressional trades found for LUFFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLUFFFXYLD

Forward yield	6722.69% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1115813591664363.13M ✓	$25.3K
Annual income after 10y	$1,084,091,579,851,245,900,000.00 ✓	$3,219.02
Total dividends collected	$1113685462685399.13M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LUFFF vs XYLD ($10,000, DRIP)

Year	LUFFF Portfolio	LUFFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$682,969	$672,268.91	$10,818	$1,098.39	+$672.2K → LUFFF
2	$43,640,941	$42,910,164.62	$11,738	$1,222.51	+$43.63M → LUFFF
3	$2,609,229,475	$2,562,533,667.93	$12,774	$1,364.64	+$2609.22M → LUFFF
4	$145,979,000,305	$143,187,124,766.75	$13,944	$1,527.86	+$145978.99M → LUFFF
5	$7,643,033,186,952	$7,486,835,656,625.70	$15,270	$1,715.87	+$7643033.17M → LUFFF
6	$374,522,719,905,465	$366,344,674,395,426.06	$16,775	$1,933.09	+$374522719.89M → LUFFF
7	$17,177,902,473,432,718	$16,777,163,163,133,870.00	$18,490	$2,184.87	+$17177902473.41M → LUFFF
8	$737,542,327,508,684,200	$719,161,971,862,111,100.00	$20,450	$2,477.63	+$737542327508.66M → LUFFF
9	$29,646,740,012,259,066,000	$28,857,569,721,824,776,000.00	$22,697	$2,819.19	+$29646740012259.04M → LUFFF
10	$1,115,813,591,664,363,200,000	$1,084,091,579,851,245,900,000.00	$25,280	$3,219.02	+$1115813591664363.13M → LUFFF

LUFFF vs XYLD: Complete Analysis 2026

LUFFF — Stock

Herbal Dispatch owns and operates leading cannabis e-commerce platforms and is dedicated to providing top quality cannabis to informed consumers at affordable pricing. Herbal Dispatch's flagship cannabis marketplace, Herbal Dispatch, is a trusted source for exclusive access to small-batch craft cannabis flower and a wide-array of other product formats.

Full LUFFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this LUFFF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LUFFF vs SCHD LUFFF vs JEPI LUFFF vs O LUFFF vs KO LUFFF vs MAIN LUFFF vs QYLD LUFFF vs JEPQ LUFFF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.