Is LUMIF or XYLD a better dividend investment in 2026?

LUMIF currently yields 1526.72% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LUMIF offers higher current income.

What is the dividend yield difference between LUMIF and XYLD?

LUMIF has a forward dividend yield of 1526.72% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1515.74 percentage points.

Home › Compare › LUMIF vs XYLD

LUMIF vs XYLD: Dividend Comparison 2026

LUMIF yields 1526.72% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LUMIF wins by $824304763.86M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LUMIF

● Live price

1526.72%

Share price

$0.13

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$824304763.88M

Annual income

$730,217,408,935,443.50

Full LUMIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LUMIF vs XYLD

📍 LUMIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LUMIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LUMIF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LUMIF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LUMIF

Annual income on $10K today (after 15% tax)

$129,770.99/yr

After 10yr DRIP, annual income (after tax)

$620,684,797,595,127.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LUMIF beats the other by $620,684,797,592,390.90/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LUMIF + XYLD for your $10,000?

LUMIF: 50%XYLD: 50%

100% XYLD50/50100% LUMIF

Portfolio after 10yr

$412152381.95M

Annual income

$365,108,704,469,331.25/yr

Blended yield

88.59%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LUMIF buys

XYLD buys

No recent congressional trades found for LUMIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLUMIFXYLD

Forward yield	1526.72% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$824304763.88M ✓	$25.3K
Annual income after 10y	$730,217,408,935,443.50 ✓	$3,219.02
Total dividends collected	$817467127.65M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LUMIF vs XYLD ($10,000, DRIP)

Year	LUMIF Portfolio	LUMIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$163,372	$152,671.76	$10,818	$1,098.39	+$152.6K → LUMIF
2	$2,505,859	$2,331,051.66	$11,738	$1,222.51	+$2.49M → LUMIF
3	$36,096,761	$33,415,491.34	$12,774	$1,364.64	+$36.08M → LUMIF
4	$488,481,692	$449,858,157.58	$13,944	$1,527.86	+$488.47M → LUMIF
5	$6,212,146,309	$5,689,470,898.35	$15,270	$1,715.87	+$6212.13M → LUMIF
6	$74,267,980,717	$67,620,984,167.00	$16,775	$1,933.09	+$74267.96M → LUMIF
7	$835,007,066,534	$755,540,327,167.03	$18,490	$2,184.87	+$835007.05M → LUMIF
8	$8,832,395,502,506	$7,938,937,941,314.64	$20,450	$2,477.63	+$8832395.48M → LUMIF
9	$87,932,107,425,515	$78,481,444,237,832.81	$22,697	$2,819.19	+$87932107.40M → LUMIF
10	$824,304,763,880,744	$730,217,408,935,443.50	$25,280	$3,219.02	+$824304763.86M → LUMIF

LUMIF vs XYLD: Complete Analysis 2026

LUMIF — Stock

Luminex Resources Corp. acquires, explores for, and develops mineral resources. It explores for gold, silver, copper, and other metal deposits. The company holds interest in the Condor project that consists of nine mineral concessions covering an area of approximately 10,101 hectares located in Zamora-Chinchipe Province, southeast Ecuador. It also holds interests in various properties, such as Escondida, Santa Elena, Cascas, La Canela, Orquideas, Quimi, Tarqui, Tres Picachos, and Pegasus A&B that covers an area of approximately 99,497 hectares located in Ecuador. The company was incorporated in 2018 and is headquartered in Vancouver, Canada.

Full LUMIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this LUMIF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LUMIF vs SCHD LUMIF vs JEPI LUMIF vs O LUMIF vs KO LUMIF vs MAIN LUMIF vs QYLD LUMIF vs JEPQ LUMIF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.