Home › Compare › LUNL vs SCHD

LUNL vs SCHD: Dividend Comparison 2026

LUNL yields 21.74% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LUNL wins by $52.2K in total portfolio value
10 years
LUNL
LUNL
● Live price
21.74%
Share price
$9.20
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$81.2K
Annual income
$8,079.95
Full LUNL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — LUNL vs SCHD

📍 LUNL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLUNLSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LUNL + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LUNL pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LUNL
Annual income on $10K today (after 15% tax)
$1,847.83/yr
After 10yr DRIP, annual income (after tax)
$6,867.96/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, LUNL beats the other by $6,508.74/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LUNL + SCHD for your $10,000?

LUNL: 50%SCHD: 50%
100% SCHD50/50100% LUNL
Portfolio after 10yr
$55.1K
Annual income
$4,251.28/yr
Blended yield
7.72%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LUNL buys
0
SCHD buys
0
No recent congressional trades found for LUNL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLUNLSCHD
Forward yield21.74% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$81.2K ✓$29.0K
Annual income after 10y$8,079.95 ✓$422.61
Total dividends collected$48.1K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LUNL vs SCHD ($10,000, DRIP)

YearLUNL PortfolioLUNL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,874$2,173.91$11,224$344.10+$1.6K → LUNL
2$16,391$2,615.59$12,567$354.98+$3.8K → LUNL
3$20,650$3,112.23$14,038$365.30+$6.6K → LUNL
4$25,760$3,664.51$15,648$375.06+$10.1K → LUNL
5$31,836$4,272.26$17,410$384.27+$14.4K → LUNL
6$38,999$4,934.45$19,335$392.95+$19.7K → LUNL
7$47,378$5,649.24$21,437$401.10+$25.9K → LUNL
8$57,108$6,414.03$23,733$408.75+$33.4K → LUNL
9$68,331$7,225.56$26,237$415.91+$42.1K → LUNL
10$81,195$8,079.95$28,968$422.61+$52.2K → LUNL

LUNL vs SCHD: Complete Analysis 2026

LUNL — Stock

The fund aims to achieve this daily percentage change for a single day, and not for any other period. A “single day” means the period “from the close of regular trading on one trading day to the close on the next trading day.” It is non-diversified.

Full LUNL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this LUNL vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LUNL vs JEPILUNL vs OLUNL vs KOLUNL vs MAINLUNL vs VYMLUNL vs DGROLUNL vs VIGLUNL vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.