Is LUX or SCHD a better dividend investment in 2026?

LUX currently yields 2.68% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between LUX and SCHD?

LUX has a forward dividend yield of 2.68% ($0.62/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 0.76 percentage points.

Home › Compare › LUX vs SCHD

LUX vs SCHD: Dividend Comparison 2026

LUX yields 2.68% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LUX

● Live price

2.68%

Share price

$23.26

Annual div

$0.62

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.7K

Annual income

$318.02

Full LUX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.73

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$421.78

Full SCHD calculator →

Portfolio growth — LUX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LUX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LUX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LUX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LUX

Annual income on $10K today (after 15% tax)

$227.46/yr

After 10yr DRIP, annual income (after tax)

$270.32/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.01/yr

After 10yr DRIP, annual income (after tax)

$358.51/yr

At 15% tax rate, SCHD beats the other by $88.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LUX + SCHD for your $10,000?

LUX: 50%SCHD: 50%

100% SCHD50/50100% LUX

Portfolio after 10yr

$26.3K

Annual income

$369.90/yr

Blended yield

1.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LUX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLUXSCHD

Forward yield	2.68%	3.44% ✓
Annual dividend / share	$0.62	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.7K	$29.0K ✓
Annual income after 10y	$318.02	$421.78 ✓
Total dividends collected	$2.9K	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LUX vs SCHD ($10,000, DRIP)

Year	LUX Portfolio	LUX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$10,968	$267.60	$11,224	$343.54	$256.00 → SCHD
2	$12,010	$274.29	$12,566	$354.39	$556.00 → SCHD
3	$13,131	$280.70	$14,036	$364.67	$905.00 → SCHD
4	$14,337	$286.84	$15,646	$374.40	$1.3K → SCHD
5	$15,633	$292.69	$17,406	$383.58	$1.8K → SCHD
6	$17,026	$298.28	$19,330	$392.22	$2.3K → SCHD
7	$18,521	$303.60	$21,431	$400.35	$2.9K → SCHD
8	$20,126	$308.65	$23,725	$407.97	$3.6K → SCHD
9	$21,849	$313.46	$26,228	$415.11	$4.4K → SCHD
10	$23,696	$318.02	$28,958	$421.78	$5.3K → SCHD

LUX vs SCHD: Complete Analysis 2026

LUX — Stock

The actively managed Tema Luxury ETF seeks to provide long-term growth by investing in companies operating in the luxury industry. These companies typically have dominant growing brands with aspirational timeless qualities leading to resilient business fundamentals.

Full LUX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.