Is LVCLY or XYLD a better dividend investment in 2026?

LVCLY currently yields 6535.95% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LVCLY offers higher current income.

What is the dividend yield difference between LVCLY and XYLD?

LVCLY has a forward dividend yield of 6535.95% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6524.97 percentage points.

Home › Compare › LVCLY vs XYLD

LVCLY vs XYLD: Dividend Comparison 2026

LVCLY yields 6535.95% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LVCLY wins by $847059858510467.75M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LVCLY

● Live price

6535.95%

Share price

$0.03

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$847059858510467.75M

Annual income

$822,310,439,328,829,700,000.00

Full LVCLY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LVCLY vs XYLD

📍 LVCLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LVCLY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LVCLY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

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LVCLY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LVCLY

Annual income on $10K today (after 15% tax)

$555,555.56/yr

After 10yr DRIP, annual income (after tax)

$698,963,873,429,505,200,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LVCLY beats the other by $698,963,873,429,505,200,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LVCLY + XYLD for your $10,000?

LVCLY: 50%XYLD: 50%

100% XYLD50/50100% LVCLY

Portfolio after 10yr

$423529929255233.88M

Annual income

$411,155,219,664,414,830,000.00/yr

Blended yield

97.08%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LVCLY buys

XYLD buys

No recent congressional trades found for LVCLY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLVCLYXYLD

Forward yield	6535.95% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$847059858510467.75M ✓	$25.3K
Annual income after 10y	$822,310,439,328,829,700,000.00 ✓	$3,219.02
Total dividends collected	$845398324525487.00M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LVCLY vs XYLD ($10,000, DRIP)

Year	LVCLY Portfolio	LVCLY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$664,295	$653,594.77	$10,818	$1,098.39	+$653.5K → LVCLY
2	$41,288,327	$40,577,531.69	$11,738	$1,222.51	+$41.28M → LVCLY
3	$2,401,225,824	$2,357,047,314.22	$12,774	$1,364.64	+$2401.21M → LVCLY
4	$130,681,438,576	$128,112,126,943.84	$13,944	$1,527.86	+$130681.42M → LVCLY
5	$6,655,923,504,827	$6,516,094,365,550.46	$15,270	$1,715.87	+$6655923.49M → LVCLY
6	$317,290,561,721,524	$310,168,723,571,359.44	$16,775	$1,933.09	+$317290561.70M → LVCLY
7	$14,158,069,430,029,650	$13,818,568,528,987,620.00	$18,490	$2,184.87	+$14158069430.01M → LVCLY
8	$591,419,335,802,228,700	$576,270,201,512,097,000.00	$20,450	$2,477.63	+$591419335802.21M → LVCLY
9	$23,130,298,300,596,280,000	$22,497,479,611,287,900,000.00	$22,697	$2,819.19	+$23130298300596.26M → LVCLY
10	$847,059,858,510,467,700,000	$822,310,439,328,829,700,000.00	$25,280	$3,219.02	+$847059858510467.75M → LVCLY

LVCLY vs XYLD: Complete Analysis 2026

LVCLY — Stock

Living Cell Technologies Limited, a biotechnology company, discovers, develops, and commercializes regenerative treatments that use naturally occurring cells to restore functions in New Zealand. It is developing NTCELL, an alginate-coated capsule, which is in phase IIb clinical trial for the treatment of Parkinson's disease. The company was founded in 1987 and is based in Sydney, Australia.

Full LVCLY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.