HomeCompareLYBC vs DIVO

LYBC vs DIVO: Dividend Comparison 2026

LYBC yields 3.34% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LYBC wins by $60.6K in total portfolio value· pulled ahead in Year 4
10 years
LYBC
LYBC
● Live price
3.34%
Share price
$51.50
Annual div
$1.72
5Y div CAGR
37.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$91.4K
Annual income
$26,845.25
Full LYBC calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — LYBC vs DIVO

📍 LYBC pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLYBCDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LYBC + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LYBC pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYBC
Annual income on $10K today (after 15% tax)
$283.88/yr
After 10yr DRIP, annual income (after tax)
$22,818.46/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, LYBC beats the other by $21,984.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LYBC + DIVO for your $10,000?

LYBC: 50%DIVO: 50%
100% DIVO50/50100% LYBC
Portfolio after 10yr
$61.0K
Annual income
$13,913.46/yr
Blended yield
22.79%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYBC buys
0
DIVO buys
0
No recent congressional trades found for LYBC or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLYBCDIVO
Forward yield3.34%6.49%
Annual dividend / share$1.72$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.7%0%
Portfolio after 10y$91.4K$30.7K
Annual income after 10y$26,845.25$981.68
Total dividends collected$64.2K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LYBC vs DIVO ($10,000, DRIP)

YearLYBC PortfolioLYBC Income/yrDIVO PortfolioDIVO Income/yrGap
1$11,160$459.89$11,349$649.42$189.00DIVO
2$12,602$660.49$12,833$688.83$231.00DIVO
3$14,443$959.80$14,459$727.90$16.00DIVO
4← crossover$16,870$1,415.72$16,238$766.49+$632.00LYBC
5$20,179$2,128.03$18,179$804.47+$2.0KLYBC
6$24,867$3,275.74$20,293$841.71+$4.6KLYBC
7$31,803$5,195.03$22,591$878.14+$9.2KLYBC
8$42,580$8,550.22$25,087$913.65+$17.5KLYBC
9$60,292$14,731.90$27,791$948.18+$32.5KLYBC
10$91,358$26,845.25$30,718$981.68+$60.6KLYBC

LYBC vs DIVO: Complete Analysis 2026

LYBCStock

Lyons Bancorp Inc., a financial holding company, provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The company also provides loans comprising commercial real estate, agricultural real estate, commercial and agricultural, and consumer installment loans; and residential real estate loans that include classes for 1-4 family and home equity loans, as well as consumer loans, which comprise recreational, auto, personal, personal line of credit, and home improvement loans. In addition, it offers financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. Further, the company provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveler program, online bill pay, e-statements, money orders, and official checks services. It operates 16 branches located in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.

Full LYBC Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.