Is LYLT or RYLD a better dividend investment in 2026?

LYLT currently yields 917.43% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: LYLT offers higher current income.

What is the dividend yield difference between LYLT and RYLD?

LYLT has a forward dividend yield of 917.43% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 905.04 percentage points.

Home › Compare › LYLT vs RYLD

LYLT vs RYLD: Dividend Comparison 2026

LYLT yields 917.43% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LYLT wins by $8.19355664732259e+22M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LYLT

● Live price

917.43%

Share price

$0.22

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$8.19355664732259e+22M

Annual income

$81,918,413,245,647,230,000,000,000,000.00

Full LYLT calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — LYLT vs RYLD

📍 LYLT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LYLT	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LYLT + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LYLT pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYLT

Annual income on $10K today (after 15% tax)

$77,981.65/yr

After 10yr DRIP, annual income (after tax)

$69,630,651,258,800,145,000,000,000,000.00/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, LYLT beats the other by $69,630,651,258,800,145,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LYLT + RYLD for your $10,000?

LYLT: 50%RYLD: 50%

100% RYLD50/50100% LYLT

Portfolio after 10yr

$4.096778323661295e+22M

Annual income

$40,959,206,622,823,620,000,000,000,000.00/yr

Blended yield

99.98%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on LYLT right now

LYLT

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$2.00

+817.4% upside vs current

Range: $2.00 — $2.00

Altman Z

-0.7

Piotroski

3/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYLT buys

RYLD buys

No recent congressional trades found for LYLT or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLYLTRYLD

Forward yield	917.43% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$8.19355664732259e+22M	$45.3K ✓
Annual income after 10y	$81,918,413,245,647,230,000,000,000,000.00 ✓	$2,682.98
Total dividends collected	$8.193444388886382e+22M	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LYLT vs RYLD ($10,000, DRIP)

Year	LYLT Portfolio	LYLT Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$194,186	$183,486.24	$11,939	$1,239.34	+$182.2K → LYLT
2	$6,867,686	$6,659,907.01	$14,158	$1,382.89	+$6.85M → LYLT
3	$447,605,538	$440,257,113.53	$16,682	$1,532.59	+$447.59M → LYLT
4	$54,112,618,693	$53,633,680,767.62	$19,537	$1,687.64	+$54112.60M → LYLT
5	$12,177,462,399,201	$12,119,561,897,198.88	$22,752	$1,847.20	+$12177462.38M → LYLT
6	$5,110,930,738,675,109	$5,097,900,853,907,964.00	$26,355	$2,010.43	+$5110930738.65M → LYLT
7	$4,004,739,394,378,093,600	$3,999,270,698,487,711,000.00	$30,376	$2,176.45	+$4004739394378.06M → LYLT
8	$5,861,636,526,069,293,000,000	$5,857,351,454,917,308,000,000.00	$34,847	$2,344.43	+$5861636526069293.00M → LYLT
9	$16,031,053,811,830,919,000,000,000	$16,024,781,860,748,026,000,000,000.00	$39,800	$2,513.54	+$16031053811830919168.00M → LYLT
10	$81,935,566,473,225,900,000,000,000,000	$81,918,413,245,647,230,000,000,000,000.00	$45,269	$2,682.98	+$8.19355664732259e+22M → LYLT

LYLT vs RYLD: Complete Analysis 2026

LYLT — Stock

Loyalty Ventures Inc. provides consumer loyalty solutions. The company owns and operates the AIR MILES Reward Program, an end-to-end loyalty platform; and BrandLoyalty, a campaign-based loyalty solution for grocers and other high-frequency retailers. It also offers marketing, customer, and rewards and redemption management services for sponsors. The company helps financial services providers, retailers, and other consumer-facing businesses to create and increase customer loyalty across various touchpoints. Loyalty Ventures Inc. was incorporated in 2021 and is based in Plano, Texas.

Full LYLT Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.