Is LYRBX or SCHD a better dividend investment in 2026?

LYRBX currently yields 5.57% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: LYRBX offers higher current income.

What is the dividend yield difference between LYRBX and SCHD?

LYRBX has a forward dividend yield of 5.57% ($1.48/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.11 percentage points.

Home › Compare › LYRBX vs SCHD

LYRBX vs SCHD: Dividend Comparison 2026

LYRBX yields 5.57% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SCHD wins by $149.00 in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

LYRBX

● Live price

5.57%

Share price

$26.63

Annual div

$1.48

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.9K

Annual income

$794.33

Full LYRBX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — LYRBX vs SCHD

📍 SCHD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LYRBX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LYRBX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LYRBX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYRBX

Annual income on $10K today (after 15% tax)

$473.23/yr

After 10yr DRIP, annual income (after tax)

$675.18/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, LYRBX beats the other by $313.12/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LYRBX + SCHD for your $10,000?

LYRBX: 50%SCHD: 50%

100% SCHD50/50100% LYRBX

Portfolio after 10yr

$28.9K

Annual income

$610.14/yr

Blended yield

2.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYRBX buys

SCHD buys

No recent congressional trades found for LYRBX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLYRBXSCHD

Forward yield	5.57% ✓	3.46%
Annual dividend / share	$1.48 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.9K	$29.0K ✓
Annual income after 10y	$794.33 ✓	$425.95
Total dividends collected	$6.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LYRBX vs SCHD ($10,000, DRIP)

Year	LYRBX Portfolio	LYRBX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1	$11,257	$556.74	$11,226	$346.36	+$31.00 → LYRBX
2	$12,630	$585.71	$12,572	$357.38	+$58.00 → LYRBX
3	$14,129	$614.19	$14,046	$367.84	+$83.00 → LYRBX
4	$15,760	$642.10	$15,660	$377.73	+$100.00 → LYRBX
5	$17,532	$669.38	$17,425	$387.07	+$107.00 → LYRBX
6	$19,456	$695.95	$19,354	$395.86	+$102.00 → LYRBX
7	$21,539	$721.76	$21,461	$404.13	+$78.00 → LYRBX
8	$23,794	$746.79	$23,762	$411.89	+$32.00 → LYRBX
9← crossover	$26,230	$770.99	$26,272	$419.15	$42.00 → SCHD
10	$28,861	$794.33	$29,010	$425.95	$149.00 → SCHD

LYRBX vs SCHD: Complete Analysis 2026

LYRBX — Stock

The fund invests principally in a diversified portfolio of common stock of mid-capitalization and large-capitalization companies with low valuations relative to their long-term normalized earnings. It normally invests at least 80% of its net assets plus the amount of any borrowings for investment purposes in common stocks traded on a United States securities exchange.

Full LYRBX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.