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LZRFY vs MO: Dividend Comparison 2026

LZRFY yields 4.15% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LZRFY wins by $2210.76M in total portfolio value
10 years
LZRFY
LZRFY
● Live price
4.15%
Share price
$9.39
Annual div
$0.39
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2210.84M
Annual income
$2,113,106,209.99
Full LZRFY calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — LZRFY vs MO

📍 LZRFY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLZRFYMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LZRFY + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LZRFY pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LZRFY
Annual income on $10K today (after 15% tax)
$353.04/yr
After 10yr DRIP, annual income (after tax)
$1,796,140,278.49/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, LZRFY beats the other by $1,796,114,643.20/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of LZRFY + MO for your $10,000?

LZRFY: 50%MO: 50%
100% MO50/50100% LZRFY
Portfolio after 10yr
$1105.46M
Annual income
$1,056,568,184.58/yr
Blended yield
95.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

LZRFY
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
1.3
Piotroski
9/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LZRFY buys
0
MO buys
0
No recent congressional trades found for LZRFY or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLZRFYMO
Forward yield4.15%6.36%
Annual dividend / share$0.39$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$2210.84M$80.1K
Annual income after 10y$2,113,106,209.99$30,159.17
Total dividends collected$2203.88M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: LZRFY vs MO ($10,000, DRIP)

YearLZRFY PortfolioLZRFY Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,531$830.67$10,570$780.30+$961.00LZRFY
2$14,128$1,790.32$11,381$1,032.90+$2.7KLZRFY
3$19,217$4,100.21$12,535$1,392.73+$6.7KLZRFY
4$30,987$10,424.62$14,193$1,920.91+$16.8KLZRFY
5$64,575$31,419.23$16,618$2,723.68+$48.0KLZRFY
6$191,481$122,384.88$20,263$3,993.80+$171.2KLZRFY
7$883,199$678,314.64$25,936$6,098.36+$857.3KLZRFY
8$6,793,073$5,848,049.85$35,166$9,775.01+$6.76MLZRFY
9$91,343,228$84,074,639.99$51,026$16,597.78+$91.29MLZRFY
10$2,210,843,464$2,113,106,209.99$80,113$30,159.17+$2210.76MLZRFY

LZRFY vs MO: Complete Analysis 2026

LZRFYStock

Localiza Rent a Car S.A. engages in car rental and franchising activities. The company is also involved in selling decommissioned cars; providing car parking services; and managing car-related claims for insurance companies. As of December 31, 2021, it operated a fleet of 273,233 cars, and 620 car rental agencies in Brazil and internationally. The company serves individuals, legal entities, and corporations. The company was founded in 1973 and is headquartered in Belo Horizonte, Brazil.

Full LZRFY Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.