Is LZRFY or RYLD a better dividend investment in 2026?

LZRFY currently yields 4.15% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between LZRFY and RYLD?

LZRFY has a forward dividend yield of 4.15% ($0.39/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.99 percentage points.

Home › Compare › LZRFY vs RYLD

LZRFY vs RYLD: Dividend Comparison 2026

LZRFY yields 4.15% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LZRFY wins by $2210.80M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

LZRFY

● Live price

4.15%

Share price

$9.39

Annual div

$0.39

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2210.84M

Annual income

$2,113,106,209.99

Full LZRFY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — LZRFY vs RYLD

📍 LZRFY pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LZRFY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LZRFY + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LZRFY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LZRFY

Annual income on $10K today (after 15% tax)

$353.04/yr

After 10yr DRIP, annual income (after tax)

$1,796,140,278.49/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, LZRFY beats the other by $1,796,138,079.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LZRFY + RYLD for your $10,000?

LZRFY: 50%RYLD: 50%

100% RYLD50/50100% LZRFY

Portfolio after 10yr

$1105.44M

Annual income

$1,056,554,398.67/yr

Blended yield

95.58%

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Analyst Conviction Gap

Where Wall Street is most bullish on LZRFY right now

LZRFY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.3

Piotroski

9/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LZRFY buys

RYLD buys

No recent congressional trades found for LZRFY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLZRFYRYLD

Forward yield	4.15%	12.14% ✓
Annual dividend / share	$0.39	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$2210.84M ✓	$44.5K
Annual income after 10y	$2,113,106,209.99 ✓	$2,587.35
Total dividends collected	$2203.88M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LZRFY vs RYLD ($10,000, DRIP)

Year	LZRFY Portfolio	LZRFY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,531	$830.67	$11,914	$1,213.65	$383.00 → RYLD
2← crossover	$14,128	$1,790.32	$14,099	$1,351.30	+$29.00 → LZRFY
3	$19,217	$4,100.21	$16,580	$1,494.55	+$2.6K → LZRFY
4	$30,987	$10,424.62	$19,384	$1,642.61	+$11.6K → LZRFY
5	$64,575	$31,419.23	$22,535	$1,794.70	+$42.0K → LZRFY
6	$191,481	$122,384.88	$26,063	$1,950.00	+$165.4K → LZRFY
7	$883,199	$678,314.64	$29,995	$2,107.69	+$853.2K → LZRFY
8	$6,793,073	$5,848,049.85	$34,361	$2,266.99	+$6.76M → LZRFY
9	$91,343,228	$84,074,639.99	$39,194	$2,427.12	+$91.30M → LZRFY
10	$2,210,843,464	$2,113,106,209.99	$44,525	$2,587.35	+$2210.80M → LZRFY

LZRFY vs RYLD: Complete Analysis 2026

LZRFY — Stock

Localiza Rent a Car S.A. engages in car rental and franchising activities. The company is also involved in selling decommissioned cars; providing car parking services; and managing car-related claims for insurance companies. As of December 31, 2021, it operated a fleet of 273,233 cars, and 620 car rental agencies in Brazil and internationally. The company serves individuals, legal entities, and corporations. The company was founded in 1973 and is headquartered in Belo Horizonte, Brazil.

Full LZRFY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.