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MA vs ADP: Dividend Comparison 2026

MA yields 0.64% · ADP yields 3.31%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ADP wins by $5.14M in total portfolio value
10 years
MA
MA
● Live price
0.64%
Share price
$494.00
Annual div
$3.15
5Y div CAGR
91.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$497.2K
Annual income
$341,049.48
Full MA calculator →
ADP
ADP
● Live price
3.31%
Share price
$205.47
Annual div
$6.80
5Y div CAGR
72.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$5.63M
Annual income
$4,494,765.34
Full ADP calculator →

Portfolio growth — MA vs ADP

📍 ADP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMAADP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MA + ADP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MA pays
ADP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MA
Annual income on $10K today (after 15% tax)
$54.20/yr
After 10yr DRIP, annual income (after tax)
$289,892.06/yr
ADP
Annual income on $10K today (after 15% tax)
$281.31/yr
After 10yr DRIP, annual income (after tax)
$3,820,550.54/yr
At 15% tax rate, ADP beats the other by $3,530,658.48/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MA + ADP for your $10,000?

MA: 50%ADP: 50%
100% ADP50/50100% MA
Portfolio after 10yr
$3.07M
Annual income
$2,417,907.41/yr
Blended yield
78.88%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MA right now

MA
Analyst Ratings
1
Strong
51
Buy
12
Hold
Consensus: Buy
Price Target
$667.33
+35.1% upside vs current
Range: $610.00 — $739.00
Altman Z
9.7
Piotroski
8/9
ADP
Analyst Ratings
7
Buy
22
Hold
6
Sell
Consensus: Hold
Price Target
$270.50
+31.6% upside vs current
Range: $230.00 — $306.00
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MA buys
8
ADP buys
0
PoliticianChamberTickerTypeAmountDate
Sheldon Whitehouse🏛 Senate$MA▼ Sell$1,001 - $15,0002026-02-23
Markwayne Mullin🏛 Senate$MA▲ Buy$50,001 - $100,0002025-12-29
Markwayne Mullin🏛 Senate$MA▲ Buy$50,001 - $100,0002025-12-29
Michael McCaul🏢 House$MA▼ Sell$1,001 - $15,0002025-10-27
Gilbert Cisneros🏢 House$MA▲ Buy$1,001 - $15,0002025-10-17
Val Hoyle🏢 House$MA▼ Sell$1,001 - $15,0002025-09-23
Ro Khanna🏢 House$MA▲ Buy$1,000 - $15,0002025-08-04
Lisa McClain🏢 House$MA▼ Sell$1,001 - $15,0002025-06-24
Lisa McClain🏢 House$MA▲ Buy$1,001 - $15,0002025-06-17
Michael McCaul🏢 House$MA▼ Sell$15,001 - $50,0002025-06-16
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMAADP
Forward yield0.64%3.31%
Annual dividend / share$3.15$6.80
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR91.8%72.6%
Portfolio after 10y$497.2K$5.63M
Annual income after 10y$341,049.48$4,494,765.34
Total dividends collected$463.2K$5.51M
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyHold
Analyst price target$667.33$270.50

Year-by-year: MA vs ADP ($10,000, DRIP)

YearMA PortfolioMA Income/yrADP PortfolioADP Income/yrGap
1← crossover$10,822$122.30$11,271$571.22$449.00ADP
2$11,817$237.26$13,099$1,038.55$1.3KADP
3$13,109$464.38$15,963$1,946.91$2.9KADP
4$14,950$923.39$20,907$3,827.15$6.0KADP
5$17,884$1,887.66$30,456$8,085.81$12.6KADP
6$23,183$4,047.78$51,589$19,000.50$28.4KADP
7$34,212$9,405.89$107,116$51,915.77$72.9KADP
8$61,488$24,880.97$288,496$173,881.79$227.0KADP
9$145,949$80,157.01$1,064,125$755,434.48$918.2KADP
10$497,215$341,049.48$5,633,379$4,494,765.34$5.14MADP

MA vs ADP: Complete Analysis 2026

MAFinancials

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

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ADPTechnology

Automatic Data Processing, Inc. provides cloud-based human capital management solutions worldwide. It operates in two segments, Employer Services and Professional Employer Organization (PEO). The Employer Services segment offers strategic, cloud-based platforms, and human resources (HR) outsourcing solutions. Its offerings include payroll, benefits administration, talent management, HR management, workforce management, insurance, retirement, and compliance services, as well as integrated HCM solutions. The PEO Services segment provides HR outsourcing solutions to small and mid-sized businesses through a co-employment model. This segment offers benefits package, protection and compliance, talent engagement, expertise, comprehensive outsourcing, and recruitment process outsourcing services. The company was founded in 1949 and is headquartered in Roseland, New Jersey.

Full ADP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.