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MA vs PSX: Dividend Comparison 2026

MA yields 0.64% · PSX yields 2.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MA wins by $446.8K in total portfolio value· pulled ahead in Year 6
10 years
MA
MA
● Live price
0.64%
Share price
$494.00
Annual div
$3.15
5Y div CAGR
91.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$497.2K
Annual income
$341,049.48
Full MA calculator →
PSX
PSX
● Live price
2.64%
Share price
$184.81
Annual div
$4.87
5Y div CAGR
32.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.4K
Annual income
$8,982.50
Full PSX calculator →

Portfolio growth — MA vs PSX

📍 MA pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMAPSX
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MA + PSX cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MA pays
PSX pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MA
Annual income on $10K today (after 15% tax)
$54.20/yr
After 10yr DRIP, annual income (after tax)
$289,892.06/yr
PSX
Annual income on $10K today (after 15% tax)
$223.99/yr
After 10yr DRIP, annual income (after tax)
$7,635.13/yr
At 15% tax rate, MA beats the other by $282,256.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MA + PSX for your $10,000?

MA: 50%PSX: 50%
100% PSX50/50100% MA
Portfolio after 10yr
$273.8K
Annual income
$175,015.99/yr
Blended yield
63.92%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MA right now

MA
Analyst Ratings
1
Strong
51
Buy
12
Hold
Consensus: Buy
Price Target
$667.33
+35.1% upside vs current
Range: $610.00 — $739.00
Altman Z
9.7
Piotroski
8/9
PSX
Analyst Ratings
18
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$156.50
-15.3% upside vs current
Range: $140.00 — $172.00
Altman Z
3.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MA buys
8
PSX buys
0
PoliticianChamberTickerTypeAmountDate
Sheldon Whitehouse🏛 Senate$MA▼ Sell$1,001 - $15,0002026-02-23
Markwayne Mullin🏛 Senate$MA▲ Buy$50,001 - $100,0002025-12-29
Markwayne Mullin🏛 Senate$MA▲ Buy$50,001 - $100,0002025-12-29
Michael McCaul🏢 House$MA▼ Sell$1,001 - $15,0002025-10-27
Gilbert Cisneros🏢 House$MA▲ Buy$1,001 - $15,0002025-10-17
Val Hoyle🏢 House$MA▼ Sell$1,001 - $15,0002025-09-23
Ro Khanna🏢 House$MA▲ Buy$1,000 - $15,0002025-08-04
Lisa McClain🏢 House$MA▼ Sell$1,001 - $15,0002025-06-24
Lisa McClain🏢 House$MA▲ Buy$1,001 - $15,0002025-06-17
Michael McCaul🏢 House$MA▼ Sell$15,001 - $50,0002025-06-16
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMAPSX
Forward yield0.64%2.64%
Annual dividend / share$3.15$4.87
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR91.8%32.1%
Portfolio after 10y$497.2K$50.4K
Annual income after 10y$341,049.48$8,982.50
Total dividends collected$463.2K$26.7K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusBuyBuy
Analyst price target$667.33$156.50

Year-by-year: MA vs PSX ($10,000, DRIP)

YearMA PortfolioMA Income/yrPSX PortfolioPSX Income/yrGap
1$10,822$122.30$11,048$348.10$226.00PSX
2$11,817$237.26$12,296$474.80$479.00PSX
3$13,109$464.38$13,809$652.41$700.00PSX
4$14,950$923.39$15,681$904.56$731.00PSX
5$17,884$1,887.66$18,046$1,268.08$162.00PSX
6← crossover$23,183$4,047.78$21,111$1,801.74+$2.1KMA
7$34,212$9,405.89$25,191$2,602.17+$9.0KMA
8$61,488$24,880.97$30,788$3,833.46+$30.7KMA
9$145,949$80,157.01$38,728$5,784.19+$107.2KMA
10$497,215$341,049.48$50,421$8,982.50+$446.8KMA

MA vs PSX: Complete Analysis 2026

MAFinancials

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Full MA Calculator →

PSXEnergy

Phillips 66 operates as an energy manufacturing and logistics company. It operates through four segments: Midstream, Chemicals, Refining, and Marketing and Specialties (M&S). The Midstream segment transports crude oil and other feedstocks; delivers refined petroleum products to market; provides terminaling and storage services for crude oil and refined petroleum products; transports, stores, fractionates, exports, and markets natural gas liquids; provides other fee-based processing services; and gathers, processes, transports, and markets natural gas. The Chemicals segment produces and markets ethylene and other olefin products; aromatics and styrenics products, such as benzene, cyclohexane, styrene, and polystyrene; and various specialty chemical products, including organosulfur chemicals, solvents, catalysts, and chemicals used in drilling and mining. The Refining segment refines crude oil and other feedstocks into petroleum products, such as gasolines, distillates, aviation, and renewable fuels at 12 refineries in the United States and Europe. The M&S segment purchases for resale and markets refined petroleum products, including gasolines, distillates, and aviation fuels primarily in the United States and Europe. This segment also manufactures and markets specialty products, such as base oils and lubricants. The company was founded in 1875 and is headquartered in Houston, Texas.

Full PSX Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.