Is MADFX or SCHD a better dividend investment in 2026?

MADFX currently yields 8.22% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: MADFX offers higher current income.

What is the dividend yield difference between MADFX and SCHD?

MADFX has a forward dividend yield of 8.22% ($2.89/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 4.78 percentage points.

Home › Compare › MADFX vs SCHD

MADFX vs SCHD: Dividend Comparison 2026

MADFX yields 8.22% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MADFX wins by $5.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MADFX

● Live price

8.22%

Share price

$35.15

Annual div

$2.89

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.5K

Annual income

$1,382.82

Full MADFX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — MADFX vs SCHD

📍 MADFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MADFX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MADFX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MADFX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MADFX

Annual income on $10K today (after 15% tax)

$698.86/yr

After 10yr DRIP, annual income (after tax)

$1,175.40/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, MADFX beats the other by $816.18/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MADFX + SCHD for your $10,000?

MADFX: 50%SCHD: 50%

100% SCHD50/50100% MADFX

Portfolio after 10yr

$31.7K

Annual income

$902.71/yr

Blended yield

2.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MADFX buys

SCHD buys

No recent congressional trades found for MADFX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMADFXSCHD

Forward yield	8.22% ✓	3.44%
Annual dividend / share	$2.89 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$34.5K ✓	$29.0K
Annual income after 10y	$1,382.82 ✓	$422.61
Total dividends collected	$11.1K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MADFX vs SCHD ($10,000, DRIP)

Year	MADFX Portfolio	MADFX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,522	$822.19	$11,224	$344.10	+$298.00 → MADFX
2	$13,214	$885.37	$12,567	$354.98	+$647.00 → MADFX
3	$15,088	$948.95	$14,038	$365.30	+$1.1K → MADFX
4	$17,157	$1,012.64	$15,648	$375.06	+$1.5K → MADFX
5	$19,434	$1,076.16	$17,410	$384.27	+$2.0K → MADFX
6	$21,934	$1,139.24	$19,335	$392.95	+$2.6K → MADFX
7	$24,671	$1,201.66	$21,437	$401.10	+$3.2K → MADFX
8	$27,661	$1,263.18	$23,733	$408.75	+$3.9K → MADFX
9	$30,921	$1,323.63	$26,237	$415.91	+$4.7K → MADFX
10	$34,468	$1,382.82	$28,968	$422.61	+$5.5K → MADFX

MADFX vs SCHD: Complete Analysis 2026

MADFX — Stock

The fund invests primarily in dividend-paying common stocks or depositary receipts representing common stocks of U.S. companies and U.S.-listed international companies that the advisor believes pay high and sustainable dividends, are financially strong, and meet specific valuation criteria using the principles of value investing based on Classic Valuation Analysis. It invests at least 80% of its net assets, plus borrowings for investment purposes, in dividend-paying stocks. The fund invests primarily in large capitalization companies.

Full MADFX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this MADFX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MADFX vs JEPI MADFX vs O MADFX vs KO MADFX vs MAIN MADFX vs VYM MADFX vs DGRO MADFX vs VIG MADFX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.