Is MAYW or SCHD a better dividend investment in 2026?

MAYW currently yields 5.94% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: MAYW offers higher current income.

What is the dividend yield difference between MAYW and SCHD?

MAYW has a forward dividend yield of 5.94% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 2.48 percentage points.

Home › Compare › MAYW vs SCHD

MAYW vs SCHD: Dividend Comparison 2026

MAYW yields 5.94% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MAYW wins by $576.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

MAYW

● Live price

5.94%

Share price

$33.70

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.6K

Annual income

$866.57

Full MAYW calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — MAYW vs SCHD

📍 MAYW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MAYW	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MAYW + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

—

MAYW pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MAYW

Annual income on $10K today (after 15% tax)

$504.53/yr

After 10yr DRIP, annual income (after tax)

$736.58/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, MAYW beats the other by $374.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MAYW + SCHD for your $10,000?

MAYW: 50%SCHD: 50%

100% SCHD50/50100% MAYW

Portfolio after 10yr

$29.3K

Annual income

$646.26/yr

Blended yield

2.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MAYW buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMAYWSCHD

Forward yield	5.94% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.6K ✓	$29.0K
Annual income after 10y	$866.57 ✓	$425.95
Total dividends collected	$7.3K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MAYW vs SCHD ($10,000, DRIP)

Year	MAYW Portfolio	MAYW Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,294	$593.56	$11,226	$346.36	+$68.00 → MAYW
2	$12,711	$626.49	$12,572	$357.38	+$139.00 → MAYW
3	$14,259	$658.97	$14,046	$367.84	+$213.00 → MAYW
4	$15,948	$690.89	$15,660	$377.73	+$288.00 → MAYW
5	$17,787	$722.18	$17,425	$387.07	+$362.00 → MAYW
6	$19,785	$752.74	$19,354	$395.86	+$431.00 → MAYW
7	$21,952	$782.51	$21,461	$404.13	+$491.00 → MAYW
8	$24,300	$811.44	$23,762	$411.89	+$538.00 → MAYW
9	$26,841	$839.47	$26,272	$419.15	+$569.00 → MAYW
10	$29,586	$866.57	$29,010	$425.95	+$576.00 → MAYW

MAYW vs SCHD: Complete Analysis 2026

MAYW — Stock

The fund seeks to match, at the end of the outcome period, the share price returns of the SPDR S&P 500 ETF Trust (the underlying ETF), up to a specified upside cap, while providing a buffer against the first 20% of underlying ETF losses. The cap and the buffer will be reduced after taking into account management fees and other fund fees and expenses.

Full MAYW Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.