HomeCompareMBINP vs PEP

MBINP vs PEP: Dividend Comparison 2026

MBINP yields 6.99% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MBINP wins by $44460.76M in total portfolio value
10 years
MBINP
MBINP
● Live price
6.99%
Share price
$25.02
Annual div
$1.75
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44460.90M
Annual income
$43,272,405,382.86
Full MBINP calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — MBINP vs PEP

📍 MBINP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMBINPPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MBINP + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MBINP pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MBINP
Annual income on $10K today (after 15% tax)
$594.52/yr
After 10yr DRIP, annual income (after tax)
$36,781,544,575.43/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, MBINP beats the other by $36,781,490,659.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MBINP + PEP for your $10,000?

MBINP: 50%PEP: 50%
100% PEP50/50100% MBINP
Portfolio after 10yr
$22230.52M
Annual income
$21,636,234,406.68/yr
Blended yield
97.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

MBINP
Analyst Ratings
1
Strong
4
Buy
1
Hold
Consensus: Buy
Altman Z
1.0
Piotroski
2/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MBINP buys
0
PEP buys
0
No recent congressional trades found for MBINP or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMBINPPEP
Forward yield6.99%3.66%
Annual dividend / share$1.75$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$44460.90M$144.7K
Annual income after 10y$43,272,405,382.86$63,430.49
Total dividends collected$44379.24M$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: MBINP vs PEP ($10,000, DRIP)

YearMBINP PortfolioMBINP Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$12,099$1,398.88$10,854$514.44+$1.2KMBINP
2$16,109$3,163.53$11,982$758.21+$4.1KMBINP
3$25,110$7,873.19$13,526$1,136.44+$11.6KMBINP
4$49,807$22,938.72$15,727$1,741.93+$34.1KMBINP
5$138,339$85,045.75$19,012$2,750.28+$119.3KMBINP
6$589,548$441,525.61$24,173$4,514.44+$565.4KMBINP
7$4,147,857$3,517,040.13$32,789$7,793.80+$4.12MMBINP
8$50,689,939$46,251,732.24$48,258$14,354.51+$50.64MMBINP
9$1,110,744,921$1,056,506,686.77$78,586$28,686.63+$1110.67MMBINP
10$44,460,902,449$43,272,405,382.86$144,688$63,430.49+$44460.76MMBINP

MBINP vs PEP: Complete Analysis 2026

MBINPStock

Merchants Bancorp operates as the diversified bank holding company in the United States. The company operates through Multi-family Mortgage Banking, Mortgage Warehousing, and Banking segments. The Multi-family Mortgage Banking segment originates and services government sponsored mortgages for multi-family and healthcare facilities. This segment also offers customized loan products for independent living, assisted living, memory care, and skilled nursing projects; and operates as a syndicator of low-income housing tax credit and debt funds. The Mortgage Warehousing segment funds agency eligible residential loans, including origination, purchase, and sale in the secondary market, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, such as various types of deposit products, as well as multi-family construction and bridge, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer loan products. This segment also provides single-family mortgage lending; construction, bridge, and lot financing; first-lien home equity lines of credit; and small business administration lending products and services. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.

Full MBINP Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.