Is MBINP or QYLD a better dividend investment in 2026?

MBINP currently yields 6.99% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MBINP and QYLD?

MBINP has a forward dividend yield of 6.99% ($1.75/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 4.93 percentage points.

Home › Compare › MBINP vs QYLD

MBINP vs QYLD: Dividend Comparison 2026

MBINP yields 6.99% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MBINP wins by $44460.88M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MBINP

● Live price

6.99%

Share price

$25.02

Annual div

$1.75

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44460.90M

Annual income

$43,272,405,382.86

Full MBINP calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MBINP vs QYLD

📍 MBINP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MBINP	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MBINP + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MBINP pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MBINP

Annual income on $10K today (after 15% tax)

$594.52/yr

After 10yr DRIP, annual income (after tax)

$36,781,544,575.43/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, MBINP beats the other by $36,781,539,765.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MBINP + QYLD for your $10,000?

MBINP: 50%QYLD: 50%

100% QYLD50/50100% MBINP

Portfolio after 10yr

$22230.46M

Annual income

$21,636,205,521.09/yr

Blended yield

97.33%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on MBINP right now

MBINP

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Altman Z

1.0

Piotroski

2/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MBINP buys

QYLD buys

No recent congressional trades found for MBINP or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMBINPQYLD

Forward yield	6.99%	11.92% ✓
Annual dividend / share	$1.75	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$44460.90M ✓	$25.4K
Annual income after 10y	$43,272,405,382.86 ✓	$5,659.31
Total dividends collected	$44379.24M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MBINP vs QYLD ($10,000, DRIP)

Year	MBINP Portfolio	MBINP Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,099	$1,398.88	$10,352	$1,192.36	+$1.7K → MBINP
2	$16,109	$3,163.53	$10,830	$1,347.57	+$5.3K → MBINP
3	$25,110	$7,873.19	$11,460	$1,539.07	+$13.7K → MBINP
4	$49,807	$22,938.72	$12,275	$1,777.84	+$37.5K → MBINP
5	$138,339	$85,045.75	$13,323	$2,078.95	+$125.0K → MBINP
6	$589,548	$441,525.61	$14,667	$2,463.34	+$574.9K → MBINP
7	$4,147,857	$3,517,040.13	$16,396	$2,960.57	+$4.13M → MBINP
8	$50,689,939	$46,251,732.24	$18,631	$3,612.97	+$50.67M → MBINP
9	$1,110,744,921	$1,056,506,686.77	$21,548	$4,482.15	+$1110.72M → MBINP
10	$44,460,902,449	$43,272,405,382.86	$25,398	$5,659.31	+$44460.88M → MBINP

MBINP vs QYLD: Complete Analysis 2026

MBINP — Stock

Merchants Bancorp operates as the diversified bank holding company in the United States. The company operates through Multi-family Mortgage Banking, Mortgage Warehousing, and Banking segments. The Multi-family Mortgage Banking segment originates and services government sponsored mortgages for multi-family and healthcare facilities. This segment also offers customized loan products for independent living, assisted living, memory care, and skilled nursing projects; and operates as a syndicator of low-income housing tax credit and debt funds. The Mortgage Warehousing segment funds agency eligible residential loans, including origination, purchase, and sale in the secondary market, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, such as various types of deposit products, as well as multi-family construction and bridge, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer loan products. This segment also provides single-family mortgage lending; construction, bridge, and lot financing; first-lien home equity lines of credit; and small business administration lending products and services. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.

Full MBINP Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.