Is MBLU or VYM a better dividend investment in 2026?

MBLU currently yields 1.96% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: VYM offers higher current income.

What is the dividend yield difference between MBLU and VYM?

MBLU has a forward dividend yield of 1.96% ($0.49/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.45 percentage points.

Home › Compare › MBLU vs VYM

MBLU vs VYM: Dividend Comparison 2026

MBLU yields 1.96% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MBLU wins by $2.42M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

MBLU

● Live price

1.96%

Share price

$25.00

Annual div

$0.49

5Y div CAGR

79.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.45M

Annual income

$1,888,061.54

Full MBLU calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — MBLU vs VYM

📍 MBLU pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MBLU	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MBLU + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MBLU pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MBLU

Annual income on $10K today (after 15% tax)

$166.60/yr

After 10yr DRIP, annual income (after tax)

$1,604,852.31/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, MBLU beats the other by $1,604,615.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MBLU + VYM for your $10,000?

MBLU: 50%VYM: 50%

100% VYM50/50100% MBLU

Portfolio after 10yr

$1.24M

Annual income

$944,170.04/yr

Blended yield

76.33%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MBLU buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMBLUVYM

Forward yield	1.96%	2.41% ✓
Annual dividend / share	$0.49	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	79.1% ✓	0%
Portfolio after 10y	$2.45M	$27.8K ✓
Annual income after 10y	$1,888,061.54 ✓	$278.55
Total dividends collected	$2.37M	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MBLU vs VYM ($10,000, DRIP)

Year	MBLU Portfolio	MBLU Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$11,051	$351.04	$11,151	$241.44	$100.00 → VYM
2← crossover	$12,474	$649.33	$12,413	$246.79	+$61.00 → MBLU
3	$14,574	$1,226.81	$13,794	$251.79	+$780.00 → MBLU
4	$17,993	$2,399.19	$15,306	$256.47	+$2.7K → MBLU
5	$24,211	$4,958.03	$16,960	$260.84	+$7.3K → MBLU
6	$37,072	$11,166.60	$18,768	$264.92	+$18.3K → MBLU
7	$68,287	$28,620.09	$20,745	$268.71	+$47.5K → MBLU
8	$161,309	$88,241.85	$22,905	$272.24	+$138.4K → MBLU
9	$521,505	$348,903.71	$25,265	$275.51	+$496.2K → MBLU
10	$2,446,072	$1,888,061.54	$27,842	$278.55	+$2.42M → MBLU

MBLU vs VYM: Complete Analysis 2026

MBLU — Stock

Morris State Bancshares, Inc. operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia. The company provides checking, savings, NOW, and individual retirement accounts; demand, savings, and other time deposits; and CDARS and ICS. It also offers personal, home, auto, construction and development, commercial, real estate, agricultural, working capital, industrial, and consumer installment loans; equipment and home mortgage financing; and letters of credit. In addition, it provides cash management and merchant services; debit/ATM and credit cards, gift cards, safe deposit boxes, and order checks; and online, mobile, and telephone banking, and people pay and lock services. The company was founded in 1954 and is headquartered in Dublin, Georgia.

Full MBLU Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.