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MCA vs RYLD: Dividend Comparison 2026

MCA yields 15.99% · RYLD yields 12.39%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $16.8K in total portfolio value
10 years
MCA
MCA
● Live price
15.99%
Share price
$12.51
Annual div
$2.00
5Y div CAGR
-23.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.4K
Annual income
$149.72
Full MCA calculator →
RYLD
RYLD
● Live price
12.39%
Share price
$14.64
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.3K
Annual income
$2,682.98
Full RYLD calculator →

Portfolio growth — MCA vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCARYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCA + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
MCA pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCA
Annual income on $10K today (after 15% tax)
$1,358.91/yr
After 10yr DRIP, annual income (after tax)
$127.26/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,053.44/yr
After 10yr DRIP, annual income (after tax)
$2,280.53/yr
At 15% tax rate, RYLD beats the other by $2,153.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCA + RYLD for your $10,000?

MCA: 50%RYLD: 50%
100% RYLD50/50100% MCA
Portfolio after 10yr
$36.9K
Annual income
$1,416.35/yr
Blended yield
3.84%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

MCA
Analyst Ratings
1
Sell
Consensus: Sell
RYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCA buys
0
RYLD buys
0
No recent congressional trades found for MCA or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCARYLD
Forward yield15.99% ✓12.39%
Annual dividend / share$2.00 ✓$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-23.9%0% ✓
Portfolio after 10y$28.4K$45.3K ✓
Annual income after 10y$149.72$2,682.98 ✓
Total dividends collected$5.7K$19.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MCA vs RYLD ($10,000, DRIP)

YearMCA PortfolioMCA Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,917$1,216.63$11,939$1,239.34$22.00 → RYLD
2$13,782$1,031.13$14,158$1,382.89$376.00 → RYLD
3$15,595$848.14$16,682$1,532.59$1.1K → RYLD
4$17,369$682.56$19,537$1,687.64$2.2K → RYLD
5$19,125$540.67$22,752$1,847.20$3.6K → RYLD
6$20,888$423.42$26,355$2,010.43$5.5K → RYLD
7$22,679$328.89$30,376$2,176.45$7.7K → RYLD
8$24,520$253.97$34,847$2,344.43$10.3K → RYLD
9$26,432$195.29$39,800$2,513.54$13.4K → RYLD
10$28,432$149.72$45,269$2,682.98$16.8K → RYLD

MCA vs RYLD: Complete Analysis 2026

MCA — Stock

BlackRock MuniYield California Quality Fund, Inc. is a closed ended fixed income mutual fund launched by BlackRock, Inc. It is managed by BlackRock Advisors, LLC. The fund invests in fixed income markets. It invests in a portfolio of long-term investment-grade municipal obligations, the interest on which is exempt from Federal and California income taxes. The fund was formerly known as Blackrock MuniYield California Insured Fund, Inc. BlackRock MuniYield California Quality Fund, Inc. was formed on October 30, 1992 and is domiciled in United States.

Full MCA Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.