Is MCAFR or QYLD a better dividend investment in 2026?

MCAFR currently yields 1054.85% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: MCAFR offers higher current income.

What is the dividend yield difference between MCAFR and QYLD?

MCAFR has a forward dividend yield of 1054.85% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1042.93 percentage points.

Home › Compare › MCAFR vs QYLD

MCAFR vs QYLD: Dividend Comparison 2026

MCAFR yields 1054.85% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCAFR wins by $30063219.15M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCAFR

● Live price

1054.85%

Share price

$0.19

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30063219.17M

Annual income

$25,338,032,199,964.96

Full MCAFR calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MCAFR vs QYLD

📍 MCAFR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCAFR	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCAFR + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCAFR pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCAFR

Annual income on $10K today (after 15% tax)

$89,662.45/yr

After 10yr DRIP, annual income (after tax)

$21,537,327,369,970.22/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, MCAFR beats the other by $21,537,327,365,159.80/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCAFR + QYLD for your $10,000?

MCAFR: 50%QYLD: 50%

100% QYLD50/50100% MCAFR

Portfolio after 10yr

$15031609.60M

Annual income

$12,669,016,102,812.14/yr

Blended yield

84.28%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCAFR buys

QYLD buys

No recent congressional trades found for MCAFR or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCAFRQYLD

Forward yield	1054.85% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30063219.17M ✓	$25.4K
Annual income after 10y	$25,338,032,199,964.96 ✓	$5,659.31
Total dividends collected	$29704819.83M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MCAFR vs QYLD ($10,000, DRIP)

Year	MCAFR Portfolio	MCAFR Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$116,185	$105,485.23	$10,352	$1,192.36	+$105.8K → MCAFR
2	$1,269,723	$1,145,404.31	$10,830	$1,347.57	+$1.26M → MCAFR
3	$13,057,177	$11,698,574.02	$11,460	$1,539.07	+$13.05M → MCAFR
4	$126,403,099	$112,431,919.32	$12,275	$1,777.84	+$126.39M → MCAFR
5	$1,152,469,869	$1,017,218,553.63	$13,323	$2,078.95	+$1152.46M → MCAFR
6	$9,900,812,477	$8,667,669,716.60	$14,667	$2,463.34	+$9900.80M → MCAFR
7	$80,185,951,665	$69,592,082,314.36	$16,396	$2,960.57	+$80185.94M → MCAFR
8	$612,547,709,862	$526,748,741,581.01	$18,631	$3,612.97	+$612547.69M → MCAFR
9	$4,416,062,590,905	$3,760,636,541,352.33	$21,548	$4,482.15	+$4416062.57M → MCAFR
10	$30,063,219,172,233	$25,338,032,199,964.96	$25,398	$5,659.31	+$30063219.15M → MCAFR

MCAFR vs QYLD: Complete Analysis 2026

MCAFR — Stock

Mountain Crest Acquisition Corp. IV is a blank check company. It engages in the business of effecting a merger, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses. The company was founded on March 2, 2021 and is headquartered in New York, NY.

Full MCAFR Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.