HomeCompareMCBI vs EQR

MCBI vs EQR: Dividend Comparison 2026

MCBI yields 1.24% · EQR yields 4.73%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EQR wins by $19.0K in total portfolio value
10 years
MCBI
MCBI
● Live price
1.24%
Share price
$22.51
Annual div
$0.28
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$134.84
Full MCBI calculator →
EQR
EQR
● Live price
4.73%
Share price
$58.58
Annual div
$2.77
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.5K
Annual income
$3,819.61
Full EQR calculator →

Portfolio growth — MCBI vs EQR

📍 EQR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCBIEQR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCBI + EQR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCBI pays
EQR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCBI
Annual income on $10K today (after 15% tax)
$105.73/yr
After 10yr DRIP, annual income (after tax)
$114.61/yr
EQR
Annual income on $10K today (after 15% tax)
$401.93/yr
After 10yr DRIP, annual income (after tax)
$3,246.67/yr
At 15% tax rate, EQR beats the other by $3,132.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCBI + EQR for your $10,000?

MCBI: 50%EQR: 50%
100% EQR50/50100% MCBI
Portfolio after 10yr
$31.0K
Annual income
$1,977.22/yr
Blended yield
6.39%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EQR right now

MCBI
Analyst Ratings
2
Buy
2
Hold
Consensus: Buy
Altman Z
-0.8
Piotroski
4/9
EQR
Analyst Ratings
16
Buy
28
Hold
2
Sell
Consensus: Hold
Price Target
$70.35
+20.1% upside vs current
Range: $63.00 — $78.50
Altman Z
1.8
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCBI buys
0
EQR buys
0
No recent congressional trades found for MCBI or EQR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCBIEQR
Forward yield1.24%4.73%
Annual dividend / share$0.28$2.77
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$21.5K$40.5K
Annual income after 10y$134.84$3,819.61
Total dividends collected$1.3K$16.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyHold

Year-by-year: MCBI vs EQR ($10,000, DRIP)

YearMCBI PortfolioMCBI Income/yrEQR PortfolioEQR Income/yrGap
1← crossover$10,824$124.39$11,248$547.57$424.00EQR
2$11,708$125.84$12,701$666.53$993.00EQR
3$12,655$127.20$14,405$814.59$1.8KEQR
4$13,669$128.49$16,413$999.84$2.7KEQR
5$14,756$129.71$18,795$1,232.92$4.0KEQR
6$15,919$130.86$21,639$1,527.95$5.7KEQR
7$17,166$131.95$25,057$1,903.80$7.9KEQR
8$18,500$132.97$29,197$2,385.87$10.7KEQR
9$19,929$133.93$34,250$3,008.70$14.3KEQR
10$21,459$134.84$40,467$3,819.61$19.0KEQR

MCBI vs EQR: Complete Analysis 2026

MCBIStock

Mountain Commerce Bancorp, Inc. operates as the holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. It offers checking and savings accounts; certificates of deposit; and mortgage loans, personal loans and lines of credit, commercial real estate loans, small business administration loans, equipment lending, operating lines of credit, and credit cards. The company also provides private banking, free fraud monitoring, estatement, remote deposit capture, and online banking services; and treasury management solutions. In addition, it offers fee based investment management accounts, such as individual stocks, stock mutual funds, and stock exchange traded funds; individual bonds, bond mutual funds, and fixed income exchange traded funds; and 529 college funding plans, as well as traditional, roth, and simple IRA's. Further, the company provides retirement plan consulting services comprising 401(k) and 403(b) plan design review and search services, fiduciary, investment committee support and guidance, and participant education and newsletters; life insurance for individuals, groups, or estate planning strategies; disability insurance and long term care insurance; and financial planning products and services. It operates through six branches located in Brentwood, Erwin, Johnson City, Knoxville, and Unicoi. The company was founded in 1910 and is based in Knoxville, Tennessee.

Full MCBI Calculator →

EQRREIT

Equity Residential is committed to creating communities where people thrive. The Company, a member of the S&P 500, is focused on the acquisition, development and management of residential properties located in and around dynamic cities that attract high quality long-term renters. Equity Residential owns or has investments in 305 properties consisting of 78,568 apartment units, located in Boston, New York, Washington, D.C., Seattle, San Francisco, Southern California and Denver.

Full EQR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.