HomeCompareMCBI vs VIG

MCBI vs VIG: Dividend Comparison 2026

MCBI yields 1.24% · VIG yields 1.64%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VIG wins by $10.9K in total portfolio value
10 years
MCBI
MCBI
● Live price
1.24%
Share price
$22.51
Annual div
$0.28
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$134.84
Full MCBI calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.64%
Share price
$210.70
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.4K
Annual income
$179.15
Full VIG calculator →

Portfolio growth — MCBI vs VIG

📍 VIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCBIVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCBI + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCBI pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCBI
Annual income on $10K today (after 15% tax)
$105.73/yr
After 10yr DRIP, annual income (after tax)
$114.61/yr
VIG
Annual income on $10K today (after 15% tax)
$139.33/yr
After 10yr DRIP, annual income (after tax)
$152.28/yr
At 15% tax rate, VIG beats the other by $37.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCBI + VIG for your $10,000?

MCBI: 50%VIG: 50%
100% VIG50/50100% MCBI
Portfolio after 10yr
$26.9K
Annual income
$157.00/yr
Blended yield
0.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCBI right now

MCBI
Analyst Ratings
2
Buy
2
Hold
Consensus: Buy
Altman Z
-0.8
Piotroski
4/9
VIG
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCBI buys
0
VIG buys
0
No recent congressional trades found for MCBI or VIG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCBIVIG
Forward yield1.24%1.64%
Annual dividend / share$0.28$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.5K$32.4K
Annual income after 10y$134.84$179.15
Total dividends collected$1.3K$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MCBI vs VIG ($10,000, DRIP)

YearMCBI PortfolioMCBI Income/yrVIG PortfolioVIG Income/yrGap
1← crossover$10,824$124.39$11,304$163.92$480.00VIG
2$11,708$125.84$12,759$166.33$1.1KVIG
3$12,655$127.20$14,382$168.52$1.7KVIG
4$13,669$128.49$16,192$170.52$2.5KVIG
5$14,756$129.71$18,210$172.34$3.5KVIG
6$15,919$130.86$20,460$173.98$4.5KVIG
7$17,166$131.95$22,968$175.48$5.8KVIG
8$18,500$132.97$25,763$176.83$7.3KVIG
9$19,929$133.93$28,878$178.05$8.9KVIG
10$21,459$134.84$32,350$179.15$10.9KVIG

MCBI vs VIG: Complete Analysis 2026

MCBIStock

Mountain Commerce Bancorp, Inc. operates as the holding company for Mountain Commerce Bank that provides banking services for small- and medium-sized businesses, professionals, and affluent individuals. It offers checking and savings accounts; certificates of deposit; and mortgage loans, personal loans and lines of credit, commercial real estate loans, small business administration loans, equipment lending, operating lines of credit, and credit cards. The company also provides private banking, free fraud monitoring, estatement, remote deposit capture, and online banking services; and treasury management solutions. In addition, it offers fee based investment management accounts, such as individual stocks, stock mutual funds, and stock exchange traded funds; individual bonds, bond mutual funds, and fixed income exchange traded funds; and 529 college funding plans, as well as traditional, roth, and simple IRA's. Further, the company provides retirement plan consulting services comprising 401(k) and 403(b) plan design review and search services, fiduciary, investment committee support and guidance, and participant education and newsletters; life insurance for individuals, groups, or estate planning strategies; disability insurance and long term care insurance; and financial planning products and services. It operates through six branches located in Brentwood, Erwin, Johnson City, Knoxville, and Unicoi. The company was founded in 1910 and is based in Knoxville, Tennessee.

Full MCBI Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.