Is MCBIX or QYLD a better dividend investment in 2026?

MCBIX currently yields 17.21% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: MCBIX offers higher current income.

What is the dividend yield difference between MCBIX and QYLD?

MCBIX has a forward dividend yield of 17.21% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.29 percentage points.

Home › Compare › MCBIX vs QYLD

MCBIX vs QYLD: Dividend Comparison 2026

MCBIX yields 17.21% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCBIX wins by $36.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCBIX

● Live price

17.21%

Share price

$11.62

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$61.4K

Annual income

$4,943.95

Full MCBIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MCBIX vs QYLD

📍 MCBIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCBIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCBIX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MCBIX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCBIX

Annual income on $10K today (after 15% tax)

$1,462.99/yr

After 10yr DRIP, annual income (after tax)

$4,202.36/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $608.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCBIX + QYLD for your $10,000?

MCBIX: 50%QYLD: 50%

100% QYLD50/50100% MCBIX

Portfolio after 10yr

$43.4K

Annual income

$5,301.64/yr

Blended yield

12.21%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCBIX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCBIXQYLD

Forward yield	17.21% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$61.4K ✓	$25.4K
Annual income after 10y	$4,943.95	$5,659.31 ✓
Total dividends collected	$32.2K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MCBIX vs QYLD ($10,000, DRIP)

Year	MCBIX Portfolio	MCBIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,421	$1,721.17	$10,352	$1,192.36	+$2.1K → MCBIX
2	$15,289	$1,998.03	$10,830	$1,347.57	+$4.5K → MCBIX
3	$18,657	$2,298.40	$11,460	$1,539.07	+$7.2K → MCBIX
4	$22,585	$2,621.33	$12,275	$1,777.84	+$10.3K → MCBIX
5	$27,131	$2,965.53	$13,323	$2,078.95	+$13.8K → MCBIX
6	$32,360	$3,329.45	$14,667	$2,463.34	+$17.7K → MCBIX
7	$38,336	$3,711.30	$16,396	$2,960.57	+$21.9K → MCBIX
8	$45,129	$4,109.10	$18,631	$3,612.97	+$26.5K → MCBIX
9	$52,809	$4,520.72	$21,548	$4,482.15	+$31.3K → MCBIX
10	$61,449	$4,943.95	$25,398	$5,659.31	+$36.1K → MCBIX

MCBIX vs QYLD: Complete Analysis 2026

MCBIX — Stock

The investment seeks to maximize total return consistent with current income. The fund invests at least 80% of its assets in bonds. The investments include corporate, asset-backed, mortgage-backed and U.S. government securities. Although the fund will invest primarily in securities with a minimum rating in the lowest investment grade category at the time of purchase, it may invest up to 20% of its assets in debt securities that are below investment grade, also known as high yield securities or "junk bonds."

Full MCBIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.