Is MCEM or XYLD a better dividend investment in 2026?

MCEM currently yields 1.83% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MCEM and XYLD?

MCEM has a forward dividend yield of 1.83% ($4.66/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.15 percentage points.

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MCEM vs XYLD: Dividend Comparison 2026

MCEM yields 1.83% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCEM wins by $43.71M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCEM

● Live price

1.83%

Share price

$255.00

Annual div

$4.66

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.74M

Annual income

$39,575,283.68

Full MCEM calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MCEM vs XYLD

📍 MCEM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCEM	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCEM + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCEM pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCEM

Annual income on $10K today (after 15% tax)

$155.33/yr

After 10yr DRIP, annual income (after tax)

$33,638,991.13/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MCEM beats the other by $33,636,254.96/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCEM + XYLD for your $10,000?

MCEM: 50%XYLD: 50%

100% XYLD50/50100% MCEM

Portfolio after 10yr

$21.88M

Annual income

$19,789,251.35/yr

Blended yield

90.44%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCEM buys

XYLD buys

No recent congressional trades found for MCEM or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCEMXYLD

Forward yield	1.83%	10.98% ✓
Annual dividend / share	$4.66 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$43.74M ✓	$25.3K
Annual income after 10y	$39,575,283.68 ✓	$3,219.02
Total dividends collected	$43.39M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MCEM vs XYLD ($10,000, DRIP)

Year	MCEM Portfolio	MCEM Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,065	$365.49	$10,818	$1,098.39	+$247.00 → MCEM
2	$12,596	$755.95	$11,738	$1,222.51	+$858.00 → MCEM
3	$15,086	$1,608.43	$12,774	$1,364.64	+$2.3K → MCEM
4	$19,743	$3,600.75	$13,944	$1,527.86	+$5.8K → MCEM
5	$29,933	$8,807.91	$15,270	$1,715.87	+$14.7K → MCEM
6	$56,989	$24,960.61	$16,775	$1,933.09	+$40.2K → MCEM
7	$149,804	$88,826.49	$18,490	$2,184.87	+$131.3K → MCEM
8	$596,730	$436,439.56	$20,450	$2,477.63	+$576.3K → MCEM
9	$3,888,054	$3,249,552.99	$22,697	$2,819.19	+$3.87M → MCEM
10	$43,735,502	$39,575,283.68	$25,280	$3,219.02	+$43.71M → MCEM

MCEM vs XYLD: Complete Analysis 2026

MCEM — Stock

The Monarch Cement Company manufactures and sells portland cement in the United States. The company also provides masonry cement, ready-mixed concrete, concrete products, and sundry building materials. It primarily serves contractors, ready-mixed concrete plants, concrete products plants, building materials dealers, and governmental agencies. The company sells its products principally in the State of Kansas, the State of Iowa, southeast Nebraska, western Missouri, northwest Arkansas, and northern Oklahoma. The Monarch Cement Company was founded in 1908 and is based in Humboldt, Kansas.

Full MCEM Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.