Is MCHIF or QYLD a better dividend investment in 2026?

MCHIF currently yields 3.59% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MCHIF and QYLD?

MCHIF has a forward dividend yield of 3.59% ($0.26/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.33 percentage points.

Home › Compare › MCHIF vs QYLD

MCHIF vs QYLD: Dividend Comparison 2026

MCHIF yields 3.59% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCHIF wins by $230.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCHIF

● Live price

3.59%

Share price

$7.31

Annual div

$0.26

5Y div CAGR

47.9%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$255.4K

Annual income

$121,982.00

Full MCHIF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MCHIF vs QYLD

📍 MCHIF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCHIF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MCHIF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCHIF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCHIF

Annual income on $10K today (after 15% tax)

$305.21/yr

After 10yr DRIP, annual income (after tax)

$103,684.70/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, MCHIF beats the other by $98,874.29/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCHIF + QYLD for your $10,000?

MCHIF: 50%QYLD: 50%

100% QYLD50/50100% MCHIF

Portfolio after 10yr

$140.4K

Annual income

$63,820.66/yr

Blended yield

45.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCHIF buys

QYLD buys

No recent congressional trades found for MCHIF or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCHIFQYLD

Forward yield	3.59%	11.92% ✓
Annual dividend / share	$0.26	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	47.9% ✓	0%
Portfolio after 10y	$255.4K ✓	$25.4K
Annual income after 10y	$121,982.00 ✓	$5,659.31
Total dividends collected	$220.2K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MCHIF vs QYLD ($10,000, DRIP)

Year	MCHIF Portfolio	MCHIF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,231	$531.06	$10,352	$1,192.36	+$879.00 → MCHIF
2	$12,842	$824.43	$10,830	$1,347.57	+$2.0K → MCHIF
3	$15,044	$1,302.98	$11,460	$1,539.07	+$3.6K → MCHIF
4	$18,206	$2,109.85	$12,275	$1,777.84	+$5.9K → MCHIF
5	$23,010	$3,529.47	$13,323	$2,078.95	+$9.7K → MCHIF
6	$30,787	$6,165.85	$14,667	$2,463.34	+$16.1K → MCHIF
7	$44,345	$11,403.03	$16,396	$2,960.57	+$27.9K → MCHIF
8	$70,152	$22,703.00	$18,631	$3,612.97	+$51.5K → MCHIF
9	$124,707	$49,643.64	$21,548	$4,482.15	+$103.2K → MCHIF
10	$255,418	$121,982.00	$25,398	$5,659.31	+$230.0K → MCHIF

MCHIF vs QYLD: Complete Analysis 2026

MCHIF — Stock

Maruichi Steel Tube Ltd. produces and sells steel tubes and steel sheet coatings in Japan, North America, and Asia. It offers water pipes, OCTGs, and electrical conduits for use in plant construction projects and power generation plants; mechanical tubes; lamp posts, road signs, traffic lights, security barriers, and other fabricated products. The company also offers welded steel tubes for machine structure, construction and piping, hot dip galvanized steel sheet, BA precision small tubes, pre-painted steel sheet, etc.; and structural steel tubes for various fields, such as architecture, civil engineering, and machinery. Maruichi Steel Tube Ltd. was incorporated in 1947 and is headquartered in Osaka, Japan.

Full MCHIF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this MCHIF vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MCHIF vs SCHD MCHIF vs JEPI MCHIF vs O MCHIF vs KO MCHIF vs MAIN MCHIF vs XYLD MCHIF vs JEPQ MCHIF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.