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MCHIF vs VYM: Dividend Comparison 2026

MCHIF yields 3.59% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCHIF wins by $227.6K in total portfolio value
10 years
MCHIF
MCHIF
● Live price
3.59%
Share price
$7.31
Annual div
$0.26
5Y div CAGR
47.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$255.4K
Annual income
$121,982.00
Full MCHIF calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — MCHIF vs VYM

📍 MCHIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCHIFVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCHIF + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCHIF pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCHIF
Annual income on $10K today (after 15% tax)
$305.21/yr
After 10yr DRIP, annual income (after tax)
$103,684.70/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, MCHIF beats the other by $103,447.93/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of MCHIF + VYM for your $10,000?

MCHIF: 50%VYM: 50%
100% VYM50/50100% MCHIF
Portfolio after 10yr
$141.6K
Annual income
$61,130.27/yr
Blended yield
43.16%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCHIF buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCHIFVYM
Forward yield3.59%2.41%
Annual dividend / share$0.26$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR47.9%0%
Portfolio after 10y$255.4K$27.8K
Annual income after 10y$121,982.00$278.55
Total dividends collected$220.2K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MCHIF vs VYM ($10,000, DRIP)

YearMCHIF PortfolioMCHIF Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,231$531.06$11,151$241.44+$80.00MCHIF
2$12,842$824.43$12,413$246.79+$429.00MCHIF
3$15,044$1,302.98$13,794$251.79+$1.3KMCHIF
4$18,206$2,109.85$15,306$256.47+$2.9KMCHIF
5$23,010$3,529.47$16,960$260.84+$6.0KMCHIF
6$30,787$6,165.85$18,768$264.92+$12.0KMCHIF
7$44,345$11,403.03$20,745$268.71+$23.6KMCHIF
8$70,152$22,703.00$22,905$272.24+$47.2KMCHIF
9$124,707$49,643.64$25,265$275.51+$99.4KMCHIF
10$255,418$121,982.00$27,842$278.55+$227.6KMCHIF

MCHIF vs VYM: Complete Analysis 2026

MCHIFStock

Maruichi Steel Tube Ltd. produces and sells steel tubes and steel sheet coatings in Japan, North America, and Asia. It offers water pipes, OCTGs, and electrical conduits for use in plant construction projects and power generation plants; mechanical tubes; lamp posts, road signs, traffic lights, security barriers, and other fabricated products. The company also offers welded steel tubes for machine structure, construction and piping, hot dip galvanized steel sheet, BA precision small tubes, pre-painted steel sheet, etc.; and structural steel tubes for various fields, such as architecture, civil engineering, and machinery. Maruichi Steel Tube Ltd. was incorporated in 1947 and is headquartered in Osaka, Japan.

Full MCHIF Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.