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MCHT vs ADC: Dividend Comparison 2026

MCHT yields 2.64% · ADC yields 4.13%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $158.8K in total portfolio value
10 years
MCHT
MCHT
● Live price
2.64%
Share price
$6.06
Annual div
$0.16
5Y div CAGR
-46.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$0.50
Full MCHT calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — MCHT vs ADC

📍 ADC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCHTADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCHT + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCHT pays
ADC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCHT
Annual income on $10K today (after 15% tax)
$224.42/yr
After 10yr DRIP, annual income (after tax)
$0.43/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $68,677.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCHT + ADC for your $10,000?

MCHT: 50%ADC: 50%
100% ADC50/50100% MCHT
Portfolio after 10yr
$99.6K
Annual income
$40,398.90/yr
Blended yield
40.57%
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Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

MCHT
No analyst data
Altman Z
0.1
Piotroski
5/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCHT buys
0
ADC buys
0
No recent congressional trades found for MCHT or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCHTADC
Forward yield2.64%4.13%
Annual dividend / share$0.16$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-46.7%40.4%
Portfolio after 10y$20.2K$178.9K
Annual income after 10y$0.50$80,797.29
Total dividends collected$304.00$156.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: MCHT vs ADC ($10,000, DRIP)

YearMCHT PortfolioMCHT Income/yrADC PortfolioADC Income/yrGap
1← crossover$10,841$140.73$10,990$580.36$149.00ADC
2$11,676$75.99$12,301$860.26$625.00ADC
3$12,534$40.77$14,104$1,298.62$1.6KADC
4$13,433$21.80$16,691$2,008.16$3.3KADC
5$14,385$11.64$20,580$3,205.09$6.2KADC
6$15,398$6.21$26,754$5,330.02$11.4KADC
7$16,479$3.31$37,196$9,345.14$20.7KADC
8$17,634$1.76$56,244$17,523.09$38.6KADC
9$18,870$0.94$94,286$35,736.21$75.4KADC
10$20,191$0.50$178,949$80,797.29$158.8KADC

MCHT vs ADC: Complete Analysis 2026

MCHTStock

Mauch Chunk Trust Financial Corp. operates as the bank holding company for Mauch Chunk Trust Company that provides various banking products and services primarily in Carbon County, Pennsylvania. The company accepts various deposit products, including checking, savings, and money market accounts; certificates of deposit; and individual retirement accounts. It also offers residential mortgage, home equity, personal, small business, commercial real estate, and commercial line of credit and term loans; home equity line of credit; and commercial letters of credit, as well as various leasing and real estate investing products. In addition, the company provides investment services, such as stocks, bonds, mutual funds, exchange traded funds, annuities, managed accounts, and life insurance, as well as securities and advisory services; credit and debit cards, direct and remote deposits, switch kits, check reorders, merchant, and other services; online, mobile, and telephone banking; cash management; trust; and bill payment and payroll direct deposit services. The company operates seven branches in Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn. Mauch Chunk Trust Financial Corp. was founded in 1864 and is based in Jim Thorpe, Pennsylvania.

Full MCHT Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.