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MCHT vs PEP: Dividend Comparison 2026

MCHT yields 2.64% · PEP yields 3.66%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $124.5K in total portfolio value
10 years
MCHT
MCHT
● Live price
2.64%
Share price
$6.06
Annual div
$0.16
5Y div CAGR
-46.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$0.50
Full MCHT calculator →
PEP
PepsiCo Inc.
● Live price
3.66%
Share price
$155.29
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$144.7K
Annual income
$63,430.49
Full PEP calculator →

Portfolio growth — MCHT vs PEP

📍 PEP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCHTPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCHT + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCHT pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCHT
Annual income on $10K today (after 15% tax)
$224.42/yr
After 10yr DRIP, annual income (after tax)
$0.43/yr
PEP
Annual income on $10K today (after 15% tax)
$311.45/yr
After 10yr DRIP, annual income (after tax)
$53,915.92/yr
At 15% tax rate, PEP beats the other by $53,915.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCHT + PEP for your $10,000?

MCHT: 50%PEP: 50%
100% PEP50/50100% MCHT
Portfolio after 10yr
$82.4K
Annual income
$31,715.50/yr
Blended yield
38.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

MCHT
No analyst data
Altman Z
0.1
Piotroski
5/9
PEP
Analyst Ratings
1
Strong
15
Buy
28
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+11.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCHT buys
0
PEP buys
0
No recent congressional trades found for MCHT or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCHTPEP
Forward yield2.64%3.66%
Annual dividend / share$0.16$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-46.7%40.4%
Portfolio after 10y$20.2K$144.7K
Annual income after 10y$0.50$63,430.49
Total dividends collected$304.00$125.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MCHT vs PEP ($10,000, DRIP)

YearMCHT PortfolioMCHT Income/yrPEP PortfolioPEP Income/yrGap
1← crossover$10,841$140.73$10,854$514.44$13.00PEP
2$11,676$75.99$11,982$758.21$306.00PEP
3$12,534$40.77$13,526$1,136.44$992.00PEP
4$13,433$21.80$15,727$1,741.93$2.3KPEP
5$14,385$11.64$19,012$2,750.28$4.6KPEP
6$15,398$6.21$24,173$4,514.44$8.8KPEP
7$16,479$3.31$32,789$7,793.80$16.3KPEP
8$17,634$1.76$48,258$14,354.51$30.6KPEP
9$18,870$0.94$78,586$28,686.63$59.7KPEP
10$20,191$0.50$144,688$63,430.49$124.5KPEP

MCHT vs PEP: Complete Analysis 2026

MCHTStock

Mauch Chunk Trust Financial Corp. operates as the bank holding company for Mauch Chunk Trust Company that provides various banking products and services primarily in Carbon County, Pennsylvania. The company accepts various deposit products, including checking, savings, and money market accounts; certificates of deposit; and individual retirement accounts. It also offers residential mortgage, home equity, personal, small business, commercial real estate, and commercial line of credit and term loans; home equity line of credit; and commercial letters of credit, as well as various leasing and real estate investing products. In addition, the company provides investment services, such as stocks, bonds, mutual funds, exchange traded funds, annuities, managed accounts, and life insurance, as well as securities and advisory services; credit and debit cards, direct and remote deposits, switch kits, check reorders, merchant, and other services; online, mobile, and telephone banking; cash management; trust; and bill payment and payroll direct deposit services. The company operates seven branches in Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn. Mauch Chunk Trust Financial Corp. was founded in 1864 and is based in Jim Thorpe, Pennsylvania.

Full MCHT Calculator →

PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.