HomeCompareMCIIX vs SPHD

MCIIX vs SPHD: Dividend Comparison 2026

MCIIX yields 15.21% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCIIX wins by $27.7K in total portfolio value
10 years
MCIIX
MCIIX
● Live price
15.21%
Share price
$13.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.2K
Annual income
$3,888.53
Full MCIIX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — MCIIX vs SPHD

📍 MCIIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCIIXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCIIX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCIIX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCIIX
Annual income on $10K today (after 15% tax)
$1,292.78/yr
After 10yr DRIP, annual income (after tax)
$3,305.25/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, MCIIX beats the other by $2,822.99/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCIIX + SPHD for your $10,000?

MCIIX: 50%SPHD: 50%
100% SPHD50/50100% MCIIX
Portfolio after 10yr
$40.3K
Annual income
$2,227.94/yr
Blended yield
5.52%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCIIX buys
0
SPHD buys
0
No recent congressional trades found for MCIIX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCIIXSPHD
Forward yield15.21%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$54.2K$26.5K
Annual income after 10y$3,888.53$567.37
Total dividends collected$26.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MCIIX vs SPHD ($10,000, DRIP)

YearMCIIX PortfolioMCIIX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,221$1,520.91$11,130$430.50+$1.1KMCIIX
2$14,813$1,737.10$12,357$447.82+$2.5KMCIIX
3$17,818$1,967.86$13,687$464.65+$4.1KMCIIX
4$21,278$2,212.17$15,126$480.98+$6.2KMCIIX
5$25,236$2,468.85$16,682$496.78+$8.6KMCIIX
6$29,739$2,736.57$18,362$512.03+$11.4KMCIIX
7$34,835$3,013.90$20,174$526.72+$14.7KMCIIX
8$40,573$3,299.37$22,127$540.84+$18.4KMCIIX
9$47,004$3,591.42$24,230$554.39+$22.8KMCIIX
10$54,183$3,888.53$26,493$567.37+$27.7KMCIIX

MCIIX vs SPHD: Complete Analysis 2026

MCIIXStock

The fund invests at least 80% of its assets in corporate debt securities, including convertible debt securities. Although the fund will invest primarily in U.S. dollar denominated securities with a minimum rating in the lowest investment grade category at the time of purchase, it may invest up to 20% of its assets in debt securities that are below investment grade, also known as high yield securities or "junk bonds," and non-U.S. dollar denominated foreign debt securities.

Full MCIIX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.