HomeCompareMCIYX vs SPHD

MCIYX vs SPHD: Dividend Comparison 2026

MCIYX yields 15.19% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCIYX wins by $27.6K in total portfolio value
10 years
MCIYX
MCIYX
● Live price
15.19%
Share price
$13.17
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.1K
Annual income
$3,877.38
Full MCIYX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — MCIYX vs SPHD

📍 MCIYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCIYXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCIYX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCIYX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCIYX
Annual income on $10K today (after 15% tax)
$1,290.81/yr
After 10yr DRIP, annual income (after tax)
$3,295.77/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, MCIYX beats the other by $2,813.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCIYX + SPHD for your $10,000?

MCIYX: 50%SPHD: 50%
100% SPHD50/50100% MCIYX
Portfolio after 10yr
$40.3K
Annual income
$2,222.37/yr
Blended yield
5.51%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCIYX buys
0
SPHD buys
0
No recent congressional trades found for MCIYX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCIYXSPHD
Forward yield15.19%4.30%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$54.1K$26.5K
Annual income after 10y$3,877.38$567.37
Total dividends collected$26.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MCIYX vs SPHD ($10,000, DRIP)

YearMCIYX PortfolioMCIYX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,219$1,518.60$11,130$430.50+$1.1KMCIYX
2$14,808$1,734.13$12,357$447.82+$2.5KMCIYX
3$17,809$1,964.15$13,687$464.65+$4.1KMCIYX
4$21,263$2,207.63$15,126$480.98+$6.1KMCIYX
5$25,215$2,463.39$16,682$496.78+$8.5KMCIYX
6$29,710$2,730.11$18,362$512.03+$11.3KMCIYX
7$34,796$3,006.38$20,174$526.72+$14.6KMCIYX
8$40,522$3,290.69$22,127$540.84+$18.4KMCIYX
9$46,941$3,581.54$24,230$554.39+$22.7KMCIYX
10$54,104$3,877.38$26,493$567.37+$27.6KMCIYX

MCIYX vs SPHD: Complete Analysis 2026

MCIYXStock

The investment seeks to maximize total return consistent with current income. The fund invests at least 80% of its assets in corporate debt securities, including convertible debt securities. Although the fund will invest primarily in U.S. dollar denominated securities with a minimum rating in the lowest investment grade category at the time of purchase, it may invest up to 20% of its assets in debt securities that are below investment grade, also known as high yield securities or "junk bonds," and non-U.S. dollar denominated foreign debt securities.

Full MCIYX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.